Senior Compliance Officer – AI-Driven RegTech

eToro; Dubai; On-site; AED 220,000 - 320,000; Full time

Job summary

eToro is seeking a Compliance Officer to join our UAE team in Dubai, working with the Head of Compliance on local regulatory framework and interactions with FSRA and other authorities. You will drive compliance monitoring, policy updates, and advisory support for staff and management.

The role covers AML/CTF controls, regulatory reporting, risk assessments, and promoting a culture of compliance across the business, including training and AI-driven process improvements.

Qualifications

• 5+ years of relevant compliance experience in financial services, including substantial experience with ADGM/FSRA-regulated firms or another UAE/local financial services regulator; experience in a deputy or second-in-command compliance role is preferred
• Experience building and maintaining working relationships with regulators, with direct experience working with FSRA and/or other ADGM or local UAE regulators required
• Able to advise the Board, senior management and Group colleagues on complex regulatory issues
• Experienced in successfully managing multiple projects and competing priorities at the same time
• Able to work to short timelines in a fast-paced environment
• Excellent communication and presentation skills
• Eligible to hold, or obtain approval for, an FSRA Approved Person / Authorized Individual function, where required for the position
• Preference for virtual asset experience (at least 2 years)

Responsibilities

• Executing assigned elements of the local compliance strategy and framework, and contributing to the development of local compliance team members as directed by the Head of Compliance
• Carrying out assigned elements of the compliance monitoring plan, including monitoring, surveillance and subsequent reviews
• Providing advice to staff and senior management on regulatory, policy and procedural issues and their application
• Handling assigned client enquiries, requests for information and client complaints
• Handing Phase 3 Complaints and regulatory referrals
• Conducting compliance impact assessments, risk assessments and gap assessments as appropriate
• Putting in place, updating and maintaining compliance registers
• Identifying, logging and escalating compliance issues, policy and regulatory breaches, and assisting with their resolution
• Reviewing and updating compliance policies and procedures, in line with regulatory changes
• Preparing and coordinating the timely completion and filing of assigned regulatory and AML reports with the regulator
• Preparing compliance management information for the Head of Compliance, SEO, Board and Group Senior Management, and providing input on the regulatory implications of future business strategies
• Staying up to date with regulatory developments both locally and internationally, with particular focus on FSRA policy updates, published guidance from the various UAE regulators and international best practice with potential impact on the business, and escalating relevant developments
• Review, assess and approve new or amended products or services as part of Product governance
• Review, assess and approve marketing, promotional or other iniatives for relevant entity.
• Partnering with the company's MLRO on the review and implementation of AML/CTF policies and the implementation of financial crime compliance monitoring program, and assurance tasks
• Remaining familiar with all AML processes and systems to ensure seamless coverage when cover is required
• Developing and maintaining a positive and constructive relationship with the regulators and responding promptly to any request for information made by the FSRA or any other competent authorities of the UAE
• Complete assigned tasks in relation to the company’s virtual asset regulatory and company obligations
• Lead and/or support the Company with regulatory related projects, or be part of Company’s project team to provide regulatory and compliance inputs in relation to new projects for the business
• Delivering and coordinating compliance training across the business
• Promoting a culture of compliance among all team members and business processes
• Using AI tools to automate, improve efficiency and make more effective compliance processes and tasks

Skills

Compliance

AML

Regulatory

Communication

Project management

Job description

eToro is seeking a Compliance Officer to join our UAE team in Dubai, working with the Head of Compliance on local regulatory framework and interactions with FSRA and other authorities. You will drive compliance monitoring, policy updates, and advisory support for staff and management.

The role covers AML/CTF controls, regulatory reporting, risk assessments, and promoting a culture of compliance across the business, including training and AI-driven process improvements.