Relationship Manager Services And Manufacturing UAE National Only

Mashreq; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

Mashreq in Dubai seeks a seasoned Credit Manager to manage and enhance the commercial asset portfolio and cultivate new relationships.

You will review portfolios, analyze financial statements, recommend facilities, ensure documentation and credit checks, and participate in annual reviews. Strong credit and marketing knowledge, interpersonal and analytical skills are essential.

Qualifications

• Clear understanding of the bank's credit policy and operating systems.
• Strong credit knowledge and marketing skills.
• Thorough awareness of various financial products and services.
• Excellent interpersonal, communication and analytical abilities; team player.
• MBA preferred with marketing experience.

Responsibilities

• Review the existing portfolio and recommend credit facilities in line with policy to maximize earnings while containing risk.
• Obtain audited financial statements, analyze them, and propose credit proposals to the approving authority.
• Maintain control aspects: documentation, client visits and call reports, stock inspections and formal credit checks.
• Undergo an annual credit review to achieve a satisfactory rating on asset portfolio quality and credit management.
• Develop the on-the-job learning curve of RO/SRO to grow professionally for higher levels of responsibility.

Skills

Credit knowledge

Marketing skills

Interpersonal skills

Communication skills

Analytical skills

Education

MBA preferred

Job description

Job Description:

Job Purpose

To manage and enhance the existing commercial asset portfolio and solicit acceptable new relationships in order to meet pre-set financial / non-financial objectives

Key Result Areas

• Review the existing portfolio in a timely manner and recommend appropriate credit facilities in line with the bank's credit policy to maximize earnings while containing risks to an acceptable level.
• Obtain audited financial statements, analyze them, and recommend credit proposals of potential borrowers to the approving authority to meet financial objectives.
• Implement and maintain complete control aspects i.e. documentation, periodical client visits / call reports, stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively.
• Undergo an annual credit review process on the assigned portfolio to achieve a satisfactory rating on asset portfolio quality and credit management process.
• Develop on the job learning curve of RO / SRO to enable them to grow professionally and prepare them for higher levels of responsibility.

Knowledge, Skills and Experience

• Complete knowledge and clear understanding of the Bank's credit policy and operating systems.
• Strong credit knowledge and marketing skills mandatory.
• Thorough awareness of various financial products / services.
• Excellent interpersonal, communication and analytical skills with ability to perform as a team player.
• An MBA is preferred with minimum marketing experience of