Product Owner - Fraud and Transaction Monitoring

capital.com; Dubai; On-site; AED 600,000 - 900,000; Full time

Benefits offered by this job

Competitive Salary

Work-Life Harmony

#LI-Hybrid

Generous Time Off

Employee Referral Program

Health & Pension Benefits

Workation Wonderland

Job summary

Capital.com is seeking a Senior Product Owner to shape how we detect and prevent fraud and money laundering as we expand into new financial products and markets. You will own the roadmap for fraud prevention and transaction monitoring, including rules, models and systems, and apply AI to clear routine alerts so experts can focus on complex cases.

You will work closely with Compliance, Operations, Data, Engineering and the Financial Investigation Unit.

Qualifications

• 5+ years in product ownership with end-to-end roadmap ownership
• Financial crime experience in fintech, banking or regulated business
• Hands-on detection capabilities: rules, models or transaction monitoring
• Experience using AI or automation to reduce manual alert review while handling complex cases
• Strong data skills: understand data sources, reliability, and historical detection evaluation
• Experience releasing changes to live controls with testing, rollout and rollback
• Excellent stakeholder management with Compliance and control owners
• Experience building or growing a product team (desirable)

Responsibilities

• Own and prioritize the product roadmap for fraud prevention and transaction monitoring within the agreed financial crime strategy.
• Translate fraud threats, money-laundering risk scenarios and control requirements into clear product requirements, detection logic and acceptance criteria.
• Lead the development of rules, models and preventive controls with Engineering, Data, Operations and Compliance.
• Apply AI and machine learning where they demonstrably improve detection, prevention and case handling.
• Establish reliable, timely data inputs for detection.
• Identify gaps in data quality, availability or coverage and prioritise their resolution.
• Evaluate proposed controls using historical data and realistic test scenarios.
• Assess detection coverage, missed activity, false positives and the impact on legitimate customers.
• Deliver changes through the agreed approval process, with clear testing, staged rollout, monitoring and rollback plans.
• Measure performance after release, including fraud losses, detection effectiveness and customer friction.
• Use the findings to improve controls without treating fewer alerts as proof of success.
• Adapt fraud prevention and transaction monitoring capabilities to emerging threats, new products, markets and transaction types.
• Make readiness requirements and unresolved coverage gaps visible before launch.
• Coordinate delivery across product teams and control owners, making priorities, dependencies and trade-offs clear and escalating decisions that require accountable leadership.

Skills

Product ownership

Financial crime

Data analysis

AI/automation

Stakeholder management

Team building

Job description

Описание:

We are a leading trading platform that is ambitiously expanding to the four corners of the globe. Our top-rated products have won prestigious industry awards for their cutting-edge technology and seamless client experience. We deliver only the best, so we are always in search of the best people to join our ever-growing talented team. We are looking for a Senior Product Owner to build how Capital.com detects and prevents fraud and money laundering as we expand into new financial products and markets. You will own the roadmap for fraud prevention and transaction monitoring. That covers the rules, models and systems that flag risky activity, and the tools teams use to review it. You’ll use AI to clear routine alerts automatically, so people can focus on the cases that need a person. You’ll work closely with Compliance, Operations, Data, Engineering and the Financial Investigation Unit. Because this is a new capability, you’ll shape it from the ground up and, over time, build the team that runs it.

Задачи:

• Own and prioritize the product roadmap for fraud prevention and transaction monitoring within the agreed financial crime strategy.
• Translate fraud threats, money‑laundering risk scenarios and control requirements into clear product requirements, detection logic and acceptance criteria.
• Lead the development of rules, models and preventive controls with Engineering, Data, Operations and Compliance.
• Apply AI and machine learning where they demonstrably improve detection, prevention and case handling.
• Establish reliable, timely data inputs for detection.
• Identify gaps in data quality, availability or coverage and prioritise their resolution.
• Evaluate proposed controls using historical data and realistic test scenarios.
• Assess detection coverage, missed activity, false positives and the impact on legitimate customers.
• Deliver changes through the agreed approval process, with clear testing, staged rollout, monitoring and rollback plans.
• Measure performance after release, including fraud losses, detection effectiveness and customer friction.
• Use the findings to improve controls without treating fewer alerts as proof of success.
• Adapt fraud prevention and transaction monitoring capabilities to emerging threats, new products, markets and transaction types.
• Make readiness requirements and unresolved coverage gaps visible before launch.
• Coordinate delivery across product teams and control owners, making priorities, dependencies and trade-offs clear and escalating decisions that require accountable leadership.

Требования:

• 5+ years in product ownership or product management, including end-to-end ownership of a product roadmap at a senior level.
• Strong financial crime experience covering both fraud and money laundering, gained in fintech, banking, payments or another regulated business.
• Hands‑on experience building detection capabilities such as rules, models or transaction monitoring systems.
• Experience using AI or automation to reduce manual alert review, for example automated customer outreach, while keeping people on complex cases.
• Strong data skills: you understand where data comes from and how reliable it is, and you can evaluate detection using historical data, coverage and false‑positive analysis.
• Experience releasing changes to live controls safely, with testing, staged rollout, monitoring and rollback.
• Excellent stakeholder management, including working with Compliance and control owners through approval processes.
• Experience building or growing a product team is desirable.

Условия:

• Competitive Salary: We believe great work deserves great pay! Your skills and talents will be rewarded with a salary that makes you feel valued and motivated.
• Work-Life Harmony: Join a company that genuinely cares about you - because your life outside of work matters just as much as your time on the clock.
• #LI-Hybrid
• Generous Time Off: Need a breather? Our annual leave policy lets you recharge and enjoy life outside of work without a worry.
• Employee Referral Program: Love working here? Share the love! Bring your talented friends on board and get rewarded for growing our awesome team.
• Comprehensive Health & Pension Benefits: From medical insurance to pension plans, we’ve got your back. Plus, location‑specific benefits and perks!
• Workation Wonderland: Live your digital nomad dreams with 30 extra days to work remotely from anywhere in the world (some restrictions apply).
• Adventure awaits!
• Volunteer Days: Make a difference! Take two additional paid days each year to support causes you care about and give back to the community.
• Be a key player at the forefront of the digital assets movement, propelling your career to new heights!
• Join a dynamic and rapidly expanding company that values and rewards talent, initiative, and creativity.
• Work alongside one of the most brilliant teams in the industry.