Operations and Service Officer

ADIB Group; Dubai; On-site; AED 112,000 - 156,000; Full time

Job summary

ADIB Group in Dubai seeks an Operations and Service Officer for the BR-Second of December Branch. You will handle branch operations, review controls, approve transactions, manage service delivery, and coordinate staff.

Key duties include cash vault control, processing transactions, ensuring compliance with ADIB policies, coaching staff, enhancing service levels, and driving customer satisfaction.

Qualifications

• Knowledge of products and services offered by ADIB.
• Knowledge of branch operations and back-office functions.
• Knowledge of ADIB policies and systems.
• Thorough knowledge of Central Bank of UAE regulations.

Responsibilities

• Cash vault dual control and cash handling.
• Approve daily transactions and overrides within limits.
• Manage branch operations and service delivery.
• Coach and supervise staff to improve sales and service.
• Ensure SLA adherence with internal and external customers.
• Monitor customer service standards and resolve complaints.

Skills

ADIB products knowledge

Branch operations knowledge

Regulatory compliance knowledge

Communication skills

People coaching

Tools

Computer literacy

Job description

Description

Role: Operations and Service Officer

Location: BR-Second of December Branch Dubai

Role Purpose:

Handling the branch operations Review control & approval Sales and business acquisition Management of service delivery and Staff Management and Coordination.

Key Accountabilities of the role

These are the main responsibilities of this role

RESPONSIBILITIES:

• Cash Vault - Dual control of branch Vault


• Providing cash to tellers for daily business transactions approving daily transactions for remittances and other products where applicable approving the override of transactions exceeding specified teller limits


• Managing branch cash as per cash holding limit


• Process & balance daily inward and outward clearing transactions


• Reconciliation and review of errors in teller transactions


• Review and approve work processes documentations and system input reports accomplished on account of deposit sales and retail & institutional services by customer service staff


• Ensure that all customers transactions as per ADIB policies and procedures


• Sign on behalf of the bank as per the assigned limit


• Control and supervision of operations work processes for compliance with ADIBs Credit & Operational Policies & Procedures thus maintaining an acceptable both internal and external audit rating


• Conduct surprise check of Branch Vault cash on a monthly basis and reports exceptions if noted to HO authorities


• Facilitating and implementing work process improvements


• Interact with customers for sale of ADIBs deposit Finance Cards & Takaful products by ensuring service efficiency and by adherence to best service standards


• Monitor the sales performance of CROs


• Generation of new business via out marketing calls and in- branch contacts through Open door policy in meeting customers


• Setting and monitoring sales plans for the branch and sales staff as per forecast


• Coaching of all sales staff to increase sales productivity and cross selling


• Monitor branch service standards for customer satisfaction


• Customer retention efforts with personal involvement in complaint resolution account closures and inquiries


• Getting ad-hoc customer feedback


• Ensure service level agreements (SLA) with internal and external customers are in place followed and are frequently calibrated for continuous improvement


• Observation of queue time and length and taking action as needed to capacities serving counters and or managing customer traffic


• Maintain staff morale and relationship


• Observe coach /train and counsel staff towards expected behaviors


• Identify training developments needs for staff and ensure that these are met as per schedules

Specialist Skills / Technical Knowledge Required for this role:

• Knowledge of products and services offered by ADIB


• Knowledge of branch operations and back-office functions


• Knowledge of ADIB policies and systems


• Thorough Knowledge of all the Regulations issued by Central Bank of UAE


• Computer skills


• Communication and presentation skills- both Written and Oral (In English)

Previous experience required (if any):

• Knowledge of Retail Banking products processes and policies


• 4-5 years of banking experience (UAE banking experience preferred) or retail sales experience


• Computer literacy and tech-savviness


• Self-starter with excellent time-management skills


• Active coach and mentor to junior employees

Required Experience:

Unclear Seniority