Manager, Credit Risk Strategy

Remotedxb; Dubai; On-site; AED 240,000 - 360,000; Full time

Benefits offered by this job

Health care plans

Parental leave

Flexible time off

401k with company match

Tuition reimbursement

Life and disability insurance

Wellness benefit

Recreational safety benefit

Job summary

Octane in Dubai, UAE is seeking an experienced Credit Analytics Lead to drive advanced data analytics for underwriting strategies, loan origination, and pricing. You will partner with Tech, Product, Sales, and Finance to implement new credit product initiatives.

The role focuses on policy ownership, KPI design, risk controls, and presenting insights to C-level partners. A strong quantitative background and 4+ years in credit analytics are required, with proficiency in Python, SQL, Tableau/Power

Qualifications

• Degree in statistics, econometrics, decision sciences or engineering.
• 4+ years in credit analysis.
• Strong knowledge of consumer credit and lending lifecycle.
• Experience with Python, SQL and Excel; able to present findings clearly.

Responsibilities

• Perform advanced data analytics and advise on underwriting strategies for loan origination, loan amount assignment, and loan pricing.
• Work cross-functionally with Tech, Product, Sales, and Finance to implement new credit product initiatives.
• Take ownership of credit policy documentation and enhance processes to mitigate risk exposure.
• Design and monitor KPIs to provide insights into the credit lifecycle.
• Maintain quality control and validation to ensure risk processes are working as expected.
• Collaborate with the portfolio risk team to track credit performance.
• Develop business insights and communicate proposals to C-level audiences and external partners.

Skills

Credit analytics

Data visualization

Communication to C-level

Cross-functional collaboration

Education

Bachelor's degree in quantitative field

Tools

Tableau

Power BI

Python

SQL

Excel

Job description

Responsibilities

• Perform advanced data analytics and advise on underwriting strategies for loan origination, loan amount assignment, and loan pricing
• Work cross-functionally with Tech, Product, Sales, and Finance teams to implement new credit product initiatives
• Take ownership of credit policy documentation and enhance processes to mitigate risk exposure
• Design and monitor key KPIs to provide insights into the credit lifecycle
• Maintain quality control and validation to ensure risk processes are working as expected
• Collaborate with the portfolio risk team to track credit performance
• Develop business insights and communicate proposals to C-level audiences and external partners

Requirements

• Bachelor's degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering
• Strong understanding of consumer credit and lending lifecycle
• 4+ years of experience in credit analysis
• Experience with data visualization tools such as Tableau or Power BI
• Exceptional hands-on experience with Python, SQL, and Excel
• Ability to communicate complex, technical findings to broad audiences

Benefits

• Robust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Flexible Time Off (FTO) Policy
• Retirement Plan (401k) with company match
• Educational Assistance/Tuition Reimbursement up to $3K/year
• Life Insurance, Short Term and Long Term Disability
• Wellhub (Gympass) Wellness Benefit
• Recreational Safety Benefit

About the Company

Octane is unlocking the power of financial products for merchants and consumers. Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, providing cutting-edge technology and innovative financial products to empower businesses.