Business Unit Leader Debt Collections
Yubi is seeking an exceptional Business Unit Leader to spearhead our Debt Collections vertical. In this pivotal role, you will drive business growth, own the P&L, and ensure the achievement of annual revenue targets. Collaborating closely with our cutting-edge Spocto X platform, you will serve as a strategic advisor, lead customer engagements, and work with CXO-level stakeholders across the banking sector.
Key Responsibilities:
Strategic Leadership & Business Growth:
- Develop and execute strategic plans to acquire new clients and strengthen relationships with existing regional bank partners, driving growth for the Collections business.
- Own the business P&L, ensuring revenue growth and profitability in line with annual operating plan targets.
- Act as a thought leader and subject matter expert, driving innovation and best practices within the team and the broader organization.
Client & Key Account Management:
- Spearhead all customer engagements, serving as the primary point of contact and managing relationships with CXO-level staff at partner banks.
- Lead negotiations, contract finalizations, and account management initiatives to secure long-term business partnerships.
- Collaborate with internal stakeholders to tailor product offerings and deliver best-in-class customer service.
Operations & Technology Integration:
- Collaborate closely with the Collections Tech team and leverage the Spocto X platform to enhance operational efficiencies and drive revenue performance.
- Oversee daily collections operations, ensuring adherence to regulatory and compliance standards while delivering high-quality outcomes.
- Use data analytics to monitor KPIs, measure performance, and inform continuous improvement initiatives.
Cross-Functional Collaboration & Innovation:
- Serve as an internal advisor and think tank for the Collections line, driving strategic initiatives and participating in company-wide innovation efforts.
- Work with cross-functional teams including Legal, Risk, Technology, and Customer Relationship departments to optimize processes and stay ahead of market trends.
Qualifications and Experience:
- Master's degree/MBA.
- Minimum of 8-10 years of progressive leadership experience in debt collections, financial services within a regulated industry.
- Proven track record in driving revenue growth, managing P&L, and leading strategic business initiatives.
- Strong experience in new client acquisition and key account management, particularly engaging with senior/executive-level stakeholders.
- Demonstrated familiarity with leveraging technology to enhance collections processes; experience with fintech platforms is a plus.
- Excellent communication and negotiation skills, with the ability to present complex data and strategic insights to CXOs and senior management.
Key Competencies:
- Strategic Thinking: Able to balance long-term vision with short-term operational goals.
- Leadership: Proven ability to inspire, mentor, and manage high-performing teams.
- Client-Centric: Commitment to delivering exceptional customer experiences and building lasting partnerships.
- Analytical Mindset: Proficient in using data analytics to drive informed decision-making.
- Collaborative: Skilled in working with cross-functional teams and diverse stakeholders.
- Adaptability: Resilient in a fast-paced, rapidly evolving fintech environment.