Property Insurance Underwriter

AlFuttaim; Dubai; On-site; AED 120,000 - 180,000; Full time

Job summary

AlFuttaim seeks a Property Insurance Underwriter in Dubai, focusing on underwriting property risks and managing a renewal portfolio. Responsibilities include assessing submissions, supporting business retention, and ensuring profitable growth within guidelines.

The ideal candidate will have 5-7 years of relevant experience and a university degree in insurance. Strong analytical skills and excellent customer service are essential. The company offers a robust platform for career development in the local insurance sector.

Qualifications

• 5-7 years of experience in insurance underwriting or a similar technical insurance role.
• Strong experience handling property insurance underwriting responsibilities.
• Sound technical knowledge of property insurance, risk assessment, and underwriting guidelines.

Responsibilities

• Manage existing property insurance renewal book and review accounts.
• Assess renewal performance to support portfolio profitability.
• Scrutinize new property insurance submissions and analyze risk.

Skills

Property insurance underwriting

Risk assessment

Renewal portfolio management

Claims statistics

Attention to detail

Microsoft Excel

Customer experience

Education

Relevant university degree or general insurance qualification

Tools

Microsoft Word

Microsoft PowerPoint

Outlook

Job description

Position Overview

Property Insurance Underwriter in Dubai, United Arab Emirates is a technical insurance role focused on underwriting property risks, managing renewal portfolios, assessing new submissions, supporting business retention, and ensuring profitable growth within established underwriting guidelines.

Key Responsibilities

• Manage the existing property insurance renewal book and review accounts well ahead of renewal dates.
• Assess renewal performance to support portfolio profitability and long‑term account retention.
• Handle day‑to‑day underwriting tasks promptly while following approved guidelines, procedures, and authority limits.
• Scrutinize new property insurance submissions and analyze risk details in line with underwriting standards.
• Support underwriting decisions by reviewing policy information, exposure details, claims history, pricing, and risk quality.
• Monitor client risk management progress and arrange periodic risk surveys where required.
• Work closely with business channels to secure new property insurance business and retain existing portfolios.
• Provide technical underwriting support to internal teams, intermediaries, and business partners.
• Assist in preparing management reports, premium statistics, claims statistics, and portfolio performance summaries.
• Highlight profitability concerns, risk trends, claims issues, or underwriting deviations for management review.
• Maintain accurate underwriting records, account notes, renewal data, risk survey updates, and approval documentation.
• Ensure all underwriting activity follows company policies, regulatory requirements, and internal service standards.
• Support timely turnaround of quotations, renewals, endorsements, and underwriting decisions.
• Provide a high standard of customer experience to brokers, clients, and internal business partners.
• Coordinate with claims, risk management, business development, and operations teams to support effective portfolio management.

Ideal Profile

• Relevant university degree or general insurance qualification is required.
• 5-7 years of experience in insurance underwriting or a similar technical insurance role.
• Strong experience handling property insurance underwriting responsibilities.
• Sound technical knowledge of property insurance, risk assessment, renewal review, claims performance, and underwriting guidelines.
• Ability to analyze new submissions and support underwriting decisions with accurate risk evaluation.
• Strong attention to detail with good analytical and problem‑solving skills.
• Good organizational ability with the capacity to prioritize workloads and meet agreed turnaround times.
• Experience working with business channels to support new business acquisition and portfolio retention.
• Ability to prepare reports, premium analysis, claims statistics, and management information.
• Good customer service approach when dealing with business partners and internal stakeholders.
• Strong working knowledge of MS Office, including Excel, Word, PowerPoint, Outlook, and internet applications.
• Professional communication skills with the ability to explain underwriting decisions clearly.
• Reliable, disciplined, and able to work in a deadline‑driven insurance environment.

Skills Set

• Property insurance underwriting
• General insurance
• Risk assessment
• Renewal portfolio management
• Underwriting guidelines
• New submission review
• Claims statistics
• Premium analysis
• Risk survey coordination
• Portfolio profitability
• Account retention
• New business support
• Broker coordination
• Business channel support
• Customer experience
• Management reporting
• Turnaround time management
• Insurance documentation
• Risk management monitoring
• Analytical skills
• Attention to detail
• Microsoft Excel
• Microsoft Word
• Microsoft PowerPoint
• Outlook
• Insurance compliance
• Underwriting decisions
• Portfolio performance review

Why Join Us

This opportunity is well suited for a Property Insurance Underwriter who wants to develop a strong technical career within Dubai's insurance sector. The role offers exposure to property underwriting, renewal portfolio management, risk analysis, business channel support, management reporting, and client risk review. It provides a strong platform to contribute to profitable portfolio growth, support customer‑focused insurance solutions, and build long‑term career value with an established regional insurance provider.

About the Company

Orient Insurance PJSC is part of the respected Al‑Futtaim Group and has been operating since 1982. The company is recognized among the leading insurance providers in the UAE and serves customers through a strong regional branch network across Dubai, Jebel Ali, Abu Dhabi, Al Ain, Sharjah, Ras Al Khaimah, Oman, Saudi Arabia, and Bahrain. With a strong capital base, broad insurance expertise, and customer‑focused service model, Orient Insurance supports individuals and businesses with reliable insurance solutions across the region.