Debt Resolution Specialist - Recovery

ClearGrid; Dubai; On-site; AED 60,000 - 80,000; Full time

Job summary

ClearGrid is seeking a Debt Resolution Specialist in Dubai to manage the recovery of overdue accounts with a customer-centric approach. This role demands expertise in debt collection and a focus on maintaining positive customer relationships while ensuring compliance with relevant regulations.

The ideal candidate will have at least 2 years of experience in debt resolution, strong negotiation skills, and the ability to handle high-pressure situations professionally. Knowledge of debt collection laws is essential.

Qualifications

• Proven experience as a debt collection agent with 2+ years in debt resolution.
• In-depth knowledge of debt collection laws and regulations.
• Proficiency in debt collection software.

Responsibilities

• Manage and handle debt recovery efforts for overdue accounts.
• Develop and implement debt resolution strategies based on customer situations.
• Ensure adherence to all relevant debt collection laws and company policies.

Skills

Debt collection expertise

Communication skills

Negotiation skills

Organizational skills

Pressure management

Education

Certification in debt collection or related field

Tools

Debt collection software

Job description

Job Summary: The Debt Resolution Specialist is responsible for managing the recovery of overdue accounts, using a proactive and customer‑centric approach. This role requires expertise in debt collection, a strong understanding of recovery strategies, and a focus on maintaining positive customer relations while ensuring compliance with relevant regulations and company policies.

Key Responsibilities

1. Debt Collection:
   • Manage and directly handle debt recovery efforts for overdue accounts.
   • Develop and implement tailored debt resolution strategies based on customer circumstances.
   • Initiate contact with delinquent customers to negotiate settlements, payment plans, or full debt recovery.
2. Customer Relationship Management:
   • Maintain professional relationships with customers, ensuring a balance between firm collections and customer empathy.
   • Address complex or escalated customer accounts, working toward effective and amicable resolutions.
   • Resolve disputes and complaints while upholding a positive image for the company.
3. Compliance and Regulation:
   • Ensure adherence to all relevant debt collection laws, regulations, and company policies.
   • Stay informed on industry trends and legal changes to ensure best practices in the debt resolution process.
4. Performance Monitoring and Reporting:
   • Track personal performance metrics, including recovery rates and customer engagement.
   • Prepare and present reports on recovery activities, outlining key results and areas for improvement.
   • Regularly assess and adjust collection strategies to meet company recovery goals.
5. Operational Efficiency:
   • Continuously seek ways to streamline debt collection processes for improved productivity.
   • Utilize collection software and tools to track progress and maintain accurate records.
6. Collaboration and Stakeholder Management:
   • Work with internal teams to coordinate and support the overall debt recovery process.
   • Collaborate with external agencies or partners as needed to facilitate collections.

Qualifications

• Proven experience as a debt collection agent, with a minimum of 2 years in debt resolution.
• Experience in UAE and/or KSA based debt collection preferred.
• In-depth knowledge of debt collection laws, regulations, and best practices.
• Strong communication and negotiation skills, with the ability to manage delicate conversations and resolve disputes.
• Proficiency in debt collection software and tools.
• Excellent organizational skills and the ability to prioritize tasks effectively.
• Ability to handle high‑pressure situations and manage customer concerns professionally.

Preferred Qualifications

• Certification in debt collection or related field.
• Fluency in English a must, Arabic, Urdu, Hindi, or Malayalam a plus.