Data Science and Analytics Lead

titc; Dubai; On-site; AED 180,000 - 240,000; Full time

Job summary

titc is seeking a Data Science and Analytics Lead in a high-growth fintech environment in Dubai. The role focuses on strengthening credit risk modelling, predictive analytics, and operational efficiency while driving data-driven decision making across multiple markets.

You will lead data strategy, governance, and scalable infrastructure, partnering with product, risk, and engineering teams to embed data science into core lending decisions and growth initiatives.

Qualifications

• Strong background in data science, ML, and AI with credit risk modelling experience.
• Knowledge of AI governance, model transparency, and regulatory compliance in financial services.
• Hands-on experience with MLOps, model deployment, and automated monitoring.

Responsibilities

• Drive the development and of the data science strategy to support business growth embedded finance and new market expansion.
• Leverage AI and behavioral science insights to enhance credit performance customer engagement and savings adoption.
• Partner with product risk and engineering teams to integrate data science into decisionmaking and operational processes.
• Build refine and deploy AIpowered credit scoring models ensuring high performance fairness and explainability.
• Lead experimentation and A/B testing initiatives to enhance underwriting portfolio management and product innovation.
• Collaborate with Engineering to expand data science capabilities to support multiple markets optimizing for scalability and adaptability.
• Ensure data integrity security and compliance across all data science initiatives.
• Drive best practices in model development MLOps and responsible AI.
• Promote crossfunctional collaboration to maximize the value of data science across the organization.

Skills

Client server

Abinitio

Marketing and Merchandising

LMS

Bakery

Education

Bachelor's degree in a quantitative field

Job description

We represent a technology player whose digital banking platform is transforming financial services in emerging markets making a real impact by embedding credit and savings products into the digital channels people use every day. Their datadriven technology powers MNOs fintechs and banks enabling them to scale fast and drive financial inclusion for millions. For those looking to work on cuttingedge financial tech with realworld impact this is the opportunity for you. With rapid growth industry recognition and a team that thrives on innovation this is a chance to shape the future of finance in highgrowth markets across Africa.

Job Description:

The Data Science and Analytics Lead will enhance their credit risk modelling predictive analytics and operational efficiency. Improve multisource data integration strengthening model governance automating data processes and scaling our infrastructure for faster decisionmaking and market expansion. The Data Science and Analytics Lead will drive datadriven insights refine risk models and build scalable solutions that optimize lending decisions and business growth.

Your daily adventures include:

Strategic Leadership & Business Impact

• Drive the development and of the data science strategy to support business growth embedded finance and new market expansion
• Leverage AI and behavioral science insights to enhance credit performance customer engagement and savings adoption.
• Partner with product risk and engineering teams to integrate data science into decisionmaking and operational processes

Model Development & AI Governance

• Build refine and deploy AIpowered credit scoring models ensuring high performance fairness and explainability.
• Lead experimentation and A/B testing initiatives to enhance underwriting portfolio management and product innovation.

Data Infrastructure & Scalability

• Collaborate with Engineering to expand data science capabilities to support multiple markets optimizing for scalability and adaptability
• Ensure data integrity security and compliance across all data science initiatives

Team Leadership & Development

• Drive best practices in model development MLOps and responsible AI
• Promote crossfunctional collaboration to maximize the value of data science across the organization.

Requirements

What it takes to succeed:

• Strong background in data science machine learning and AI with experience in credit risk modelling and financial services
• Deep understanding of AI governance model transparency and regulatory compliance in financial services
• Handson experience with MLOps model deployment and automated monitoring solutions
• Strong analytical mindset with a proven ability to drive business impact through data science
• Excellent leadership skills with the ability to mentor and build highperforming teams
• Bachelors degree in a quantitative field such as Statistics Mathematics Physics Computer Science Data Science Engineering Economics Financial Engineering Actuarial Science or a related discipline
• Experience in fintech digital lending or embedded finance is preferred
• Exposure to cloud platforms such as AWS GCP or Azure for data engineering and machine learning is beneficial
• Familiarity with graph analytics network science or behavioral data modelling is beneficial
• Knowledge of causal inference techniques and advanced experimentation methodologies is beneficial
• Prior experience in expanding data science functions into new markets is beneficial

Key Skills

Client Server,Abinitio,Marketing and Merchandising,LMS,Bakery

Employment Type: Full Time

Experience: years

Vacancy: 1