Credit Utility Analyst Senior

Remotedxb; Dubai; On-site; AED 120,000 - 180,000; Full time

Job summary

Fifth Third in Dubai is seeking a Commercial Credit Analyst to spread complex financial statements and support underwriting for a diverse loan portfolio. You will interact with portfolio and relationship managers to ensure sound credit decisions, and monitor risks through reviews and renewals.

The role also involves assisting with special projects and administrator tasks within the portfolio team. The ideal candidate has a bachelor’s degree in accounting, finance or economics and at least two

Qualifications

• Bachelor’s degree in accounting, finance or economics preferred.
• 2+ years of commercial credit experience.
• Experience spreading financial statements (C&I, Real Estate, NFP, etc.).
• Proficiency in Word and Excel.
• Knowledge of internal banking applications preferred.

Responsibilities

• Independently spread commercial customer and prospect financial statements of medium to high complexity.
• Communicate with portfolio managers and relationship managers regarding credit underwriting principles.
• Monitor and assess risk associated with the loan portfolio through assigned reviews and renewals.
• Assist with special projects and portfolio manager administrative tasks.

Skills

Statement spreading

Credit underwriting

Risk analysis

MS Excel

Microsoft Word

Education

Bachelor's degree in accounting/finance/economics

Tools

Moody's Risk Analyst

Job description

Responsibilities

• Independently spread commercial customer and prospect financial statements of medium to high complexity
• Communicate with portfolio managers and relationship managers regarding credit underwriting principles
• Monitor and assess risk associated with the loan portfolio through assigned reviews and renewals
• Assist with special projects and portfolio manager administrative tasks

Requirements

• Bachelor's degree in accounting, finance or economics preferred
• 2+ years of commercial credit or equivalent experience
• Experience in spreading various types of financial statements (C&I, Real Estate, NFP, etc.)
• Proficiency in Microsoft Word and Excel
• Knowledge of internal banking applications and vendor systems like Moody's Risk Analyst is preferred

About the Company

Fifth Third is a bank that's as long on innovation as it is on history. Since 1858, we've been helping individuals, families, businesses and communities grow through smart financial services that improve lives.