Credit Risk Analyst: Underwriting, Compliance & Data Review

Mashreq; United Arab Emirates; On-site; AED 100,000 - 167,000; Full time

Job summary

Mashreq Bank in the United Arab Emirates seeks a Credit Analyst to review customer financial documents, assess applications against policy, and perform affordability calculations. You will conduct credit bureau checks and flag adverse findings, maintain records, and support senior officers in evaluation and reporting.

Proficiency in compliance, KYC & AML and accurate data capturing per policy is essential to ensure process integrity and timely decision-making within the Mashreq Credit Department.

Responsibilities

• Review and verify customer financial documents for accuracy and completeness.
• Assess credit applications against defined credit policy and risk parameters.
• Perform basic income, liability, and affordability calculations.
• Conduct credit bureau checks and flag adverse findings for review.
• Maintain accurate records and ensure documentation complies with internal guidelines.
• Support senior credit officers in evaluation, reporting, and decision-making processes.
• Knowledge in compliance, KYC & AML review.
• Ensure data capturing in Mashreq Transaction processing systems per Process/Policy.
• Ensure all pre-requisite system checks are adhered to as required.
• Check all types of reports daily to ensure transactions align with proper documents.

Job description

Mashreq Bank in the United Arab Emirates seeks a Credit Analyst to review customer financial documents, assess applications against policy, and perform affordability calculations. You will conduct credit bureau checks and flag adverse findings, maintain records, and support senior officers in evaluation and reporting.

Proficiency in compliance, KYC & AML and accurate data capturing per policy is essential to ensure process integrity and timely decision-making within the Mashreq Credit Department.