Credit Control & Collateral Management Lead

Commercial Bank of Dubai; Dubai; On-site; AED 320,000 - 520,000; Full time

Job summary

Commercial Bank of Dubai is seeking a Manager, Credit Control to oversee end-to-end checker activities for Limits and Collateral Management, ensuring timely processing and compliance with SLAs and TATs.

The role requires experience in collateral records, limit maintenance, reconciliations, AML/compliance, and risk controls, with leadership responsibilities to train staff and improve controls. A banking background with 5–8 years in credit operations is required.

Qualifications

• Bachelor’s degree in finance, Banking, Business Administration or a related discipline.
• 5 to 8 years of banking experience, including at least 5 years in credit administration, limits management, collateral management or credit middle office functions.
• Experience in managerial or supervisory responsibilities within a credit operations environment.
• Good understanding of banking operations, credit policies, procedures, regulatory requirements, statutory guidelines and market practices.
• Proficiency in core banking systems and related satellite systems used for limits, collateral, monitoring and reporting activities.

Responsibilities

• Perform end-to-end checker activities for Limits and Collateral Management, including creation, maintenance and cancellation of limits in line with approved credit terms and facility documentation.
• Maintain tangible collateral details and records in the Emirates Movable Collateral Registry and related securities.
• Maintain client limits, borrower grades, overdraft interest rates, covenants, SIC codes, downgrade or upgrade updates, interest in suspense, write-off details and credit review dates.
• Oversee monitoring and control activities covering excesses, past dues, covenant breaches, annual reviews, reconciliations and related aspects.
• Train staff, update SOPs and ensure Credit Control policies, procedures and regulatory guidelines are implemented effectively.

Skills

Credit control leadership

Collateral management

Risk and compliance awareness

SLA management

Education

Bachelor’s degree in finance, Banking, Business Administration or related discipline

Tools

Microsoft Excel

Job description

Commercial Bank of Dubai is seeking a Manager, Credit Control to oversee end-to-end checker activities for Limits and Collateral Management, ensuring timely processing and compliance with SLAs and TATs.

The role requires experience in collateral records, limit maintenance, reconciliations, AML/compliance, and risk controls, with leadership responsibilities to train staff and improve controls. A banking background with 5–8 years in credit operations is required.