Credit Analyst - Personal Finance (UAE National)

Dubai Islamic Bank; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading financial institution in Dubai is seeking a detail-oriented professional to analyze customer cases, ensure compliance with bank policies, and conduct credit analysis. The ideal candidate should have a degree in a related field and 2-3 years of experience in the financial service industry. This role requires strong analytical skills and the ability to train new employees, ensuring high-quality service delivery.

Qualifications

• Graduate in Accounting / Financial Service / Statistics / Computer Science / Business Administration.
• 2-3 years' experience in the financial service industry.
• Ability to conduct training for new recruits.

Responsibilities

• Analyze and process cases based on customer profiles and bank policies.
• Ensure adherence to service level agreements and turnaround times.
• Conduct credit analysis and highlight approval conditions.

Skills

Credit analysis

Data analysis

Adherence to policies

Education

Graduate in Accounting or related field

Job description

Responsibilities

• Analyzing and processing cases based on overall consideration of customer's profile and inpliance with bank policy and procedures
• Meeting the targeted productivity levels and to ensure adherence to service level agreement (SLA) and turnaround time (TAT).
• To ensure proper use of assigned delegation authority laid down by the bank
• To identify and highlight any suspicious activities thereby reducing risk exposure and increasing quality of analysis
• To ensure the updating of data reported in the daily productivity sheet (MIS)
• To ensure appropriate level of productivity output to enhance within given resources in times of peak load (month ends, promotions etc...)
• To ensure detailed credit analysis (fresh, Repeat and After Sales) and to highlight approval conditions
• To ensure all deals send for Contact Point Verification (CPV) as per CPV policy
• Adherence to Standard Operating Procedures (SOP) wherever applicable
• Conduct training to newers and monitor the training performance whenever required.
• Preferably Graduate in Accounting / Financial Service / Statistics / puter Science / Business Administration.
• 2-3 years' experience in financial service industry

Job ID JB1100014376