Cards- Business Analyst

Tanqeeb; Dubai; On-site; AED 180,000 - 340,000; Full time

Job summary

Tanqeeb is seeking a Senior Business Analyst/PM in Dubai to own BRDs for card products (debit, credit, prepaid) and digital banking features. You will coordinate with Way4 and card schemes, lead migrations, and define customer-facing flows for activation and wallet provisioning.

You will ensure regulatory compliance (KYC, sanctions) and collaborate across tech, ops, and vendors to deliver initiatives on schedule.

Qualifications

• Bachelor's degree in Business, Finance, Computer Science, or a related field, or equivalent practical experience.
• Minimum of 5 years of experience in business analysis, product management, or a similar role within payments or financial services.
• Proven track record launching and managing card products (credit, debit, prepaid) or related payment solutions.
• Deep understanding of card networks (Visa, Mastercard), payment processing, and regulatory compliance (PCI DSS, EMV).

Responsibilities

• Own end-to-end business requirements documentation (BRDs) for card products and digital banking features.
• Coordinate with core card management systems to define API-level requirements.
• Manage relationships with card schemes and processors on product launches, scheme compliance, and issue resolution.
• Lead card migration and platform transition projects, including production support coordination and data reconciliation.
• Define and document customer-facing flows for activation, block/replace, freeze/unfreeze, top-up, and digital wallet provisioning (Apple Pay/Google Pay).
• Investigate and resolve operational issues related to card processing, settlement, reconciliation, and third-party integrations.
• Prepare and present stakeholder updates on product launches, roadmaps, and project status to senior management and cross-functional teams.
• Ensure requirements and product features align with regulatory obligations, including sanctions screening, KYC, and consumer protection standards.
• Collaborate with technology, operations, compliance, and vendor teams to ensure timely delivery of card and digital banking initiatives.

Skills

Business Analysis

Regulatory Compliance

Card Management

Education

Bachelor's degree in Business/Finance/CS or related field

Job description

• Own end-to-end business requirements documentation (BRDs) for card products (debit, credit, prepaid) and digital banking features, card management , card controls, limits management, and self-service capabilities.




• Coordinate with core card management and processing systems (Way4) to define API-level requirements.




• Manage relationships and coordination with card schemes and processors (VISA, Jaywan) on product launches, scheme compliance, and issue resolution.




• Lead card migration and platform transition projects, including production support coordination, data validation, and reconciliation during and after migration.




• Define and document customer-facing flows for card lifecycle events: activation, block/replace, freeze/unfreeze, top-up, and digital wallet provisioning (Apple Pay/Google Pay).




• Investigate and resolve operational issues related to card processing, settlement, reconciliation, and third-party integrations.




• Prepare and present stakeholder updates on product launches, roadmaps, and project status to senior management and cross-functional teams.




• Ensure requirements and product features align with regulatory and compliance obligations, including sanctions screening, KYC, and consumer protection standards.




• Collaborate with technology, operations, compliance, and vendor teams to ensure timely and accurate delivery of card and digital banking initiatives.

Desired Candidate Profile

• Bachelor's degree in Business, Finance, Computer Science, or a related field, or equivalent practical experience.




• Minimum of 5 years of experience in business analysis, product management, or a similar role within the payments or financial services industry.




• Proven track record of successfully launching and managing card products (credit, debit, prepaid) or related payment solutions.




• Deep understanding of card networks (Visa, Mastercard), payment processing, and regulatory compliance (e.g., PCI DSS, EMV).

Skills

Business AnalysisRegulatory ComplianceCard Management