Associate Relationship Manager / Relationship Manager

Industrial and Commercial Bank of China; Dubai; On-site; AED 70,000 - 100,000; Full time

Job summary

Industrial and Commercial Bank of China is seeking an Associate Relationship Manager to be based in Dubai. The role involves visiting and maintaining relationships with corporate clients, performing credit evaluations, and supporting financing transactions.

The ideal candidate will have a Bachelor's degree in Finance or related fields, experience in corporate banking, and fluency in Chinese and English, with Arabic as an advantage. This full-time position offers the opportunity to work in a reputable international institution.

Qualifications

• Bachelor’s degree or above in Finance, Business, Economics, or a related field.
• Experience in corporate or commercial banking.
• Fluent in Chinese and English; Arabic is beneficial.

Responsibilities

• Visit and maintain relationships with top-tier local corporate clients.
• Perform client credit ratings and facilitate financing transactions.
• Liaise with corporate banking departments for market needs.

Skills

Corporate banking experience

Credit analysis

Fluent in Chinese

Fluent in English

Analytical skills

Education

Bachelor’s degree in Finance, Business, or Economics

Job description

Industrial and Commercial Bank of China Ltd. (ICBC) is China’s largest bank and the largest bank in the world, recognized as one of the country’s “Big Four” state‑owned commercial banks. It is a global leader in market value, deposits, and profitability, offering extensive financial services to a broad range of clients. Founded in 1984, ICBC has grown into a major international institution with thousands of outlets and more than 100 overseas branches and agents. The bank continues to expand its global presence and offers professionals the opportunity to work within a highly reputable, well‑capitalized, and internationally connected organization.

Role Description

This full‑time, on‑site Associate Relationship Manager / Relationship Manager role is based in Dubai, United Arab Emirates, but will be required to support other branches in Saudi Arabia.

This role will be responsible for:

1. Visiting, marketing, and maintaining key top‑tier local corporate clients;

2. Client credit rating, facility granting, due diligence for financing transactions, and initiating internal approval processes;

3. Performing post‑loan management for existing borrowers;

4. Liaising with the corporate banking departments of local peer financial institutions to understand market syndicated loan needs, and promptly follow up on client business requirements;

5. Marketing project financing, working capital loan facilities, and guarantee products to large Saudi‑based Chinese enterprises;

6. Maintaining key corporate client relationships and driving deposit business marketing, among other duties.

Qualifications

• Bachelor’s degree or above in Finance, Business, Economics, or a related field; relevant professional certifications (e.g., CFA, FRM) are an advantage.
• Experience in corporate or commercial banking, including exposure to credit analysis, lending products, and transaction banking.
• Fluent in both Chinese and English, with strong written and spoken communication skills in both languages; Arabic is beneficial for engaging regional and international clients.
• Strong analytical and numerical skills, with proficiency in evaluating financial statements and assessing credit and market risks.
• High level of integrity, attention to detail, and commitment to regulatory compliance and internal risk controls.