Assistant Manager Life Underwriter - Emiratization I Dubai | Financial Services|Orient Insurance PJSC

Al-Futtaim; Dubai; On-site; AED 60,000 - 150,000; Full time

Benefits offered by this job

Training & development

Career growth opportunities

Exposure to life underwriting

Job summary

Al-Futtaim is hiring a Life Underwriter (Emiratization) to join Orient Insurance within the UAE. You will assess applications, evaluate risks, and make underwriting decisions to support profitability and compliance.

The role requires strong analytical skills, excellent English communication, and a solid foundation in business/finance or related fields. Fresh graduates with high credentials are welcome to apply.

Qualifications

• Emiratization with Family Book (Emirati) - Mandatory.
• Bachelor's Degree in Business Administration, Economics, Mathematics, Finance, Insurance or related discipline.
• Excellent verbal and written English; Arabic is an advantage.
• Strong analytical and numerical abilities.
• Proficiency in MS Office and data handling.

Responsibilities

• Assess life insurance applications per underwriting guidelines.
• Review medical, financial, occupational, and lifestyle information for risk.
• Make underwriting decisions within delegated authority.
• Coordinate with brokers, sales teams and providers for information.
• Ensure timely processing of new business and renewals.
• Maintain accurate underwriting records and documentation.

Skills

Emiratization (Emirati)

Analytical skills

Communication skills

Numerical aptitude

MS Office

Education

Bachelor's in Business Administration

Bachelor's in Economics

Bachelor's in Mathematics

Bachelor's in Finance

Bachelor's in Insurance

Related discipline

Tools

Microsoft Office

Job description

About Al-Futtaim

Established in the 1930s, Al-Futtaim is one of the most diversified and progressive privately held regional businesses, headquartered in Dubai. Operating across more than 20 countries, the Group spans automotive, financial services, real estate, retail and health. With more than 40,000 employees, Al-Futtaim represents over 200 of the world’s most recognised brands, including Toyota, Lexus, IKEA, ACE and Marks & Spencer. Driven by its purpose to enrich lives and elevate communities, Al-Futtaim focuses on digital innovation, AI, sustainable growth and strategic partnerships, creating long-term value for customers, communities and partners while building a responsible legacy for future generations.

Job Requisition ID

182377

About Al-Futtaim

Established in the 1930s, Al-Futtaim is one of the most diversified and progressive privately held regional businesses, headquartered in Dubai. Operating across more than 20 countries, the Group spans automotive, financial services, real estate, retail and health. With more than 40,000 employees, Al-Futtaim represents over 200 of the world’s most recognised brands, including Toyota, Lexus, IKEA, ACE and Marks & Spencer. Driven by its purpose to enrich lives and elevate communities, Al-Futtaim focuses on digital innovation, AI, sustainable growth and strategic partnerships, creating long-term value for customers, communities and partners while building a responsible legacy for future generations.

About The Role

Orient Insurance is seeking a motivated and detail-oriented Life Underwriter (Emiratization) to join its Life Insurance team. The successful candidate will be responsible for assessing life insurance applications, evaluating risks, making underwriting decisions within delegated authority, and supporting the achievement of business objectives while maintaining underwriting profitability and compliance standards.

Key Responsibilities

• Assess and evaluate life insurance applications in line with company underwriting guidelines and regulatory requirements.
• Review medical, financial, occupational, and lifestyle information to determine risk acceptability.
• Approve, decline, postpone, or modify coverage terms based on underwriting assessments and delegated authority levels.
• Liaise with brokers, intermediaries, sales teams, medical providers, and customers to obtain additional underwriting information when required.
• Ensure timely processing of new business, renewals, endorsements, and policy amendments.
• Maintain accurate underwriting records and documentation within internal systems.
• Support product development initiatives by providing underwriting insights and market feedback.
• Ensure adherence to company policies, underwriting standards, and applicable regulatory requirements.
• Contribute to departmental service level agreements and customer satisfaction objectives.
• Work collaboratively with claims, operations, and sales teams to support business growth and retention.

Required Skills To Be Successful

• Emiratization with Family Book (Emirati) - Mandatory
• Bachelor's Degree in:
• Business Administration
• Economics
• Mathematics
• Finance
• Insurance
• Or a related discipline

Experience

• Fresh graduates with strong academic credentials and a keen interest in pursuing a career in Life Insurance can be considered.

What Equips You For The Role

• Strong analytical and decision-making skills.
• Excellent verbal and written communication skills in English; Arabic is an advantage.
• Strong numerical aptitude and attention to detail.
• Ability to work under pressure and manage multiple priorities within tight deadlines.
• Good interpersonal and stakeholder management skills.
• Proficiency in Microsoft Office applications.
• High level of integrity, professionalism, and customer focus.
• Ability to work effectively both independently and as part of a team.

What We Offer

• Opportunity to build a long-term career within one of the UAE's leading insurance companies.
• Comprehensive training and development opportunities.
• Exposure to life insurance underwriting and risk management practices.
• Professional and collaborative work environment.
• Career growth opportunities within the Al-Futtaim Group.

About Orient Insurance PJSC

Orient Insurance Company commenced operations in 1982 as a part of the reputed Al-Futtaim Group and has since recorded a progressively steady growth. The Company is counted among the leaders in the UAE insurance market. Orient Insurance Company has a paid-up capital of AED 500 Million which is the highest in the insurance industry in UAE. With head office in Dubai, the company serves its clientele through an extensive branch network in Jebel Ali, Abu Dhabi, Al Ain, Sharjah and Ras Al Khaimah in UAE, Muscat in Sultanate of Oman, Riyadh in Kingdom of Saudi Arabia and Bahrain.