Marine Underwriter - Emiratization

AlFuttaim; Dubai; Sur place; AED 120 000 - 180 000; Plein temps

Résumé du poste

Orient Insurance PJSC, part of the Al-Futtaim Group, seeks a motivated Marine Underwriter in Dubai, under the Emiratization initiative. Fresh graduates with strong academic performance and an interest in marine and general insurance are encouraged to apply.

You will assess applications, evaluate cargo and transit risks, prepare quotations, support renewals, and maintain underwriting records while coordinating with brokers and clients.

Qualifications

• Emiratization eligible: UAE Family Book required.
• Bachelor's degree in a related discipline as listed.
• Fresh graduates with strong academic performance encouraged.

Responsabilités

• Underwrite marine insurance risks for cargo and transit.
• Review applications and supporting information to evaluate risks.
• Prepare quotations and policy documentation in line with guidelines.
• Support renewals and maintain underwriting records.
• Coordinate with brokers, clients and internal stakeholders.
• Ensure compliance with company policies and regulatory requirements.

Connaissances

Analytical thinking

Risk assessment

Numerical aptitude

Communication skills

Stakeholder management

Attention to detail

Independent work

Formation

Bachelor's degree in Business Admin, Economics, Mathematics, Finance, Insurance

Outils

Microsoft Office

Description du poste

Marine Underwriter - Emiratization Job Snapshot - Role: Marine Underwriter - Emiratization - Location: Dubai, United Arab Emirates - Industry: Insurance - Function: Underwriter - Experience: Fresh graduates with strong academic performance and an interest in insurance may apply - Job Type: Full Time - Work Arrangement: On-site

Position Overview

Orient Insurance PJSC, part of the Al-Futtaim Group, is seeking a motivated and analytical Marine Underwriter to join its Marine Insurance team in Dubai, United Arab Emirates. This opportunity is offered under the company 's Emiratization initiative and is open to UAE nationals holding a Family Book. Fresh graduates with strong academic credentials and an interest in marine and general insurance are encouraged to apply. The Marine Underwriter will assess insurance applications, evaluate risks associated with cargo, transit and marine-related business, and recommend appropriate coverage terms and pricing. The position also involves preparing quotations, supporting policy renewals, maintaining underwriting records and coordinating with brokers, clients and internal departments. The successful candidate will contribute to profitable underwriting decisions while maintaining compliance with company guidelines, regulatory requirements and established service standards.

Job Details

• Country: United Arab Emirates
• City: Dubai
• Industry: Insurance
• Function: Underwriter
• Salary: Not disclosed
• Gender: No Preference
• Candidate Nationality: Emirati
• UAE Family Book Required
• Job Type: Full Time
• Work Arrangement: On-site

Key Responsibilities

• Marine Insurance Underwriting - Assess and underwrite marine insurance risks involving cargo, transit and other marine-related business.
• Review insurance applications and supporting information to evaluate proposed risks.
• Examine relevant claims history, risk documentation and other available underwriting information.
• Identify and assess risk exposures that may affect insurance coverage and pricing.
• Recommend appropriate policy terms, conditions and pricing based on underwriting assessments.
• Apply company underwriting guidelines when evaluating insurance risks.
• Support underwriting decisions that balance customer requirements, risk acceptability and business profitability.
• Policy Quotations and Documentation - Prepare marine insurance quotations in accordance with underwriting requirements.
• Support the preparation and processing of policy endorsements and renewals.
• Maintain accurate policy documentation and relevant underwriting records.
• Review supporting information to ensure accuracy and completeness.
• Coordinate documentation requirements with brokers, clients and internal stakeholders.
• Support timely processing of underwriting activities while maintaining established quality standards.
• Risk Assessment and Portfolio Support - Evaluate marine insurance exposures using available risk information and relevant underwriting principles.
• Review claims history and other supporting records when assessing insurance applications.
• Identify potential risk concerns and communicate relevant findings.
• Assist with marine insurance portfolio management activities.
• Contribute to risk improvement initiatives that support underwriting quality.
• Monitor underwriting performance and maintain accurate information within company systems.
• Support profitable portfolio development through careful risk evaluation and appropriate underwriting recommendations.
• Broker, Client and Stakeholder Coordination - Liaise with insurance brokers and clients regarding marine underwriting requirements.
• Communicate with internal departments to obtain relevant information and support application processing.
• Respond to underwriting queries professionally and within expected service timelines.
• Coordinate the collection of additional risk information and supporting documents when required.
• Maintain effective working relationships with internal and external stakeholders.
• Provide clear communication regarding quotations, policy documentation and underwriting requirements.
• Support a customer-focused approach while maintaining appropriate underwriting standards.
• Compliance and Underwriting Quality - Ensure underwriting activities follow company policies and approved underwriting guidelines.
• Maintain compliance with applicable insurance regulations.
• Apply established procedures when reviewing risks and preparing policy documentation.
• Maintain accurate records to support underwriting controls and regulatory requirements.
• Demonstrate professionalism, integrity and accountability when handling insurance information.
• Support timely service delivery without compromising underwriting quality or profitability.
• Business Development and Market Awareness - Provide underwriting expertise to support marine insurance business development initiatives.
• Share relevant market observations and underwriting insights with appropriate stakeholders.
• Contribute to discussions regarding insurance risks and market developments.
• Support business growth through responsive underwriting services and effective stakeholder coordination.
• Assist with initiatives aimed at improving risk management and portfolio performance.

Required Qualifications

• Emiratization Eligibility - Applicants must be Emirati nationals holding a UAE Family Book.
• UAE nationality and Family Book eligibility are mandatory requirements for this position.
• Educational Qualifications - Bachelor 's degree in Business Administration, Economics, Mathematics, Finance, Insurance or a related discipline.
• Experience Requirements - Fresh graduates with strong academic performance may be considered.
• Candidates should demonstrate a genuine interest in pursuing a career in insurance.
• An interest in marine insurance, general insurance and risk assessment is important.
• Previous professional underwriting experience is not specified as a mandatory requirement.

Required Skills and Competencies

• Analytical and Risk Assessment Skills - Strong analytical and problem-solving capabilities.
• Good understanding of risk assessment principles.
• Ability to review information carefully and identify relevant risk factors.
• Strong numerical aptitude and attention to detail.
• Ability to make sound decisions based on available data and risk analysis.
• Willingness to develop knowledge of marine insurance underwriting practices.
• Communication and Stakeholder Management - Excellent verbal and written communication skills.
• Strong interpersonal abilities and professional communication standards.
• Good stakeholder management skills when working with brokers, clients and internal teams.
• Ability to explain information clearly and respond effectively to inquiries.
• Customer-focused approach with a commitment to service excellence.
• Organization and Technical Skills - Proficiency in Microsoft Office applications.
• Strong organizational and time management skills.
• Ability to manage multiple responsibilities and meet deadlines.
• Capacity to work effectively under pressure.
• Attention to accuracy when preparing documentation and maintaining records.
• Ability to work independently and collaborate within a team environment.
• Professional Qualities - High standards of professionalism and integrity.
• Strong willingness to learn and develop technical underwriting knowledge.
• Interest in understanding marine insurance risks and industry practices.
• Responsible approach to decision-making and risk evaluation.
• Commitment to maintaining underwriting quality and customer satisfaction.
• Motivation to build a long-term career in marine and general insurance.

Career Development Opportunity

The Marine Underwriter position provides an opportunity for eligible Emirati graduates to develop professional expertise within the insurance industry. The role offers practical exposure to marine insurance applications, cargo and transit risks, policy quotations, renewals, underwriting documentation and portfolio management activities. Working with brokers, clients and internal departments will help the successful candidate strengthen analytical, communication and stakeholder management skills. The position is particularly suitable for individuals who enjoy working with numerical information, evaluating risks and applying structured analysis to business decisions. A willingness to learn underwriting principles and marine risk assessment practices will be important for professional development in this role.

About Orient Insurance PJSC

Orient Insurance Company commenced operations in 1982 as part of the Al-Futtaim Group and has established a strong presence in the United Arab Emirates insurance market. The company has a paid-up capital of AED 500 million and is headquartered in Dubai. Orient Insurance serves customers through an extensive branch network covering Jebel Ali, Abu Dhabi, Al Ain, Sharjah and Ras Al Khaimah in the UAE, alongside operations in Muscat, Oman; Riyadh, Saudi Arabia; and Bahrain. The company forms part of Al-Futtaim, a diversified regional business group established in the 1930s and headquartered in Dubai. Al-Futtaim operates across more than 20 countries and employs over 40,000 people in businesses spanning automotive, financial services, real estate, retail and health. The Group represents more than 200 internationally recognized brands, including Toyota, Lexus, IKEA, ACE and Marks & Spencer. Through its focus on digital innovation, sustainable growth and strategic partnerships, Al-Futtaim continues to develop its businesses while supporting customers, communities and business partners across the region.