TWC Transactor - Resources Sector

Africa Career Desk; Johannesburg; On-site; ZAR 900,000 - 1,600,000; Full time

Job summary

Rand Merchant Bank is seeking a mid-level transactor in Johannesburg to originate and structure trade and working-capital financing while managing key client relationships. The role covers from origination through credit approval and execution, with a focus on the Resources Sector and associated risk controls.

The candidate will coordinate across legal, credit and distribution teams, monitor exposures and evolving risks, and ensure proposals meet commercial terms and risk criteria.

Qualifications

• Bachelor of Commerce in Accounting is required.
• Proven ability in financial modelling and financing structuring.
• Strong client relationship skills and understanding of risk-based pricing.

Responsibilities

• Originate financing opportunities and negotiate commercial terms.
• Model cash flows, assess credit risk and present proposals to committees.
• Coordinate legal, credit and distribution teams and monitor exposures and risks.

Skills

Financial modelling

Financing structuring

Client relationships

Risk pricing

Education

Bachelor of Commerce in Accounting

Job description

TWC Transactor - Resources Sector

RMB / Rand Merchant Bank

Johannesburg, South Africa

• Southern Africa

Role type

Investment Banking & Advisory

Experience

Mid-level

Deadline

Before 19 Sep 2026

Summary

Originate and structure trade and working-capital financing, manage client relationships and monitor transaction risk at RMB.

About The Role

This transactor will develop new business and manage a portfolio of corporate clients, taking financing proposals from origination through credit approval and execution. The official title specifies Resources Sector, although one passage in the advert refers to the property sector; candidates should clarify that inconsistency with the employer.

Key responsibilities

• Develop client strategies, originate financing opportunities and negotiate commercial terms.
• Model cash flows, assess credit risk and present proposals to pre-credit and credit committees.
• Coordinate legal, credit and distribution teams and monitor exposures, client performance and emerging risks.

Key requirements

• Bachelor of Commerce in Accounting.
• Four to five years in a similar role, preferably in banking.
• Financial modelling, financing structuring and client relationship skills, with an understanding of risk-based pricing.

Full-time, FirstRand Bank Limited / RMB. Reference R53470.