Transactor: Debt and Trade Solutions

FirstRand Bank India; Johannesburg; On-site; ZAR 900,000 - 1,300,000; Full time

Job summary

Rand Merchant Bank in Johannesburg seeks a finance professional to analyse market dynamics and client data to identify funding opportunities. You will support origination planning, monitor deal progress, and contribute to solutions within regulatory risk frameworks.

The role requires 5+ years in product or client coverage; CA(SA) is advantageous, and EE status is preferred. This is a challenging position offering collaboration across teams and strategic partner engagement.

Qualifications

• At least 5 years’ experience in product or client coverage.
• CA(SA) advantageous.
• EE preferred.

Responsibilities

• Analyse competitors, trends and macro factors to identify opportunities and challenges.
• Assess client performance data, debt profiles, cash flows to support funding solutions.
• Understand client needs and lending behaviours to enable successful deal support.
• Undertake research for targeted origination planning with potential clients and partners.
• Monitor deals for covenant breaches and late payments where applicable.
• Assist with solutioning considering client requirements, regulations and risk frameworks.

Skills

Product management

Client coverage

Education

CA(SA) advantageous

Job description

Job Description

Hello Future Transactor,

RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.

United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.

Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

Role Description:

• Understand key competitors, global trends, sector dynamics and key macro environmental forces to analyse Product/Sector-wide opportunities and challenges
• Understand the critical micro-environmental impacts and relationships i.e. client performance trends, financial data, debt profile, gearing, projected cash flows, operations to support differentiated funding solutions e.g.off-shore opportunities, acquisition and empowerment financing
• Understand and stay close to the needs, demands, perceptions and lending behaviours of clients to ensure successful deal support/enablement
• This includes undertaking research to enable targeted origination planning for potential clients and strategic partners
• Support the on-going monitoring of the deal which may include: covenant breaches and late payments
• Support solutioning approaches where considerations will include: client requirements, regulations, internal risk frameworks

Minimum Requirements :

• At least 5 years’ experience in product or client coverage:
• CA(SA) advantageous
• EE preferred

You Will Have Access To:

• Opportunities to network and collaborate
• Challenging Working
• Opportunities to innovate
  

We Can Be a Match If You Are:

• Curious & courageous - you’re driven by always wanting to know more and learn more and you’re brave enough to
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it
  

Are you interested to take the step? We look forward to engaging with you further.

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

29/09/26

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.