Transactor: Debt and Trade Solutions

RMB; Johannesburg; On-site; ZAR 700,000 - 1,100,000; Full time

Benefits offered by this job

Networking opportunities

Challenging work

Innovation opportunities

Job summary

RMB is seeking a seasoned Product Analyst to analyse market dynamics and client trends, supporting differentiated funding solutions for strategic clients in South Africa. The role emphasises understanding competitors, macro forces and deal performance to inform origination and partnerships.

The ideal candidate has at least 5 years in product or client coverage, with CA(SA) advantageous and EE preference, offering opportunities to network and innovate within a leading financial services employer.

Qualifications

• At least 5 years' experience in product or client coverage.
• CA(SA) advantageous.
• EE preferred.

Responsibilities

• Understand competitors, global trends and sector dynamics to analyse opportunities and challenges.
• Assess macro environmental factors impacting lending and funding solutions.
• Support client origination planning and strategic partnerships.
• Monitor deal health including covenant breaches and late payments.

Skills

5+ years experience

Product analysis

Client coverage

EE preferred

Education

CA(SA) advantageous

Job description

# **Job Description**Hello Future Transactor, RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart. Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.**Role Description:*** Understand key competitors, global trends, sector dynamics and key macro environmental forces to analyse Product/Sector-wide opportunities and challenges* Understand the critical micro-environmental impacts and relationships i.e. client performance trends, financial data, debt profile, gearing, projected cash flows, operations to support differentiated funding solutions e.g.off-shore opportunities, acquisition and empowerment financing* Understand and stay close to the needs, demands, perceptions and lending behaviours of clients to ensure successful deal support/enablement* This includes undertaking research to enable targeted origination planning for potential clients and strategic partners* Support the on-going monitoring of the deal which may include: covenant breaches and late payments* Support solutioning approaches where considerations will include: client requirements, regulations, internal risk frameworks **Minimum Requirements**:* At least 5 years' experience in product or client coverage:* CA(SA) advantageous* EE preferred **You Will Have Access To:*** Opportunities to network and collaborate* Challenging Working* Opportunities to innovate**We Can Be a Match If You Are:*** Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to* Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it**Are you interested to take the step? We look forward to engaging with you further. Apply now!**