Senior Specialist: Structuring Analyst

1001 Absa Bank; Sandton; On-site; ZAR 900,000 - 1,200,000; Full time

Job summary

Absa Bank in South Africa is seeking a Structuring Analyst to support portfolio optimisation initiatives within PPB. You will combine quantitative analysis, financial modelling and transaction execution support to inform strategic decisions.

The role requires a degree in a quantitative field and at least 5 years in financial services, with strong analytical skills and the ability to communicate complex concepts to technical and non-technical stakeholders.

Qualifications

• Bachelor's degree in a quantitative field or equivalent.
• 5+ years financial services experience advantageous.
• Strong financial modelling and analytics capability.

Responsibilities

• Develop, maintain and enhance financial, transaction and portfolio models.
• Perform quantitative analysis to evaluate, structure and execute transactions.
• Assist with transaction structuring, monitoring and post‑execution reporting.
• Support capital, funding and portfolio optimisation initiatives.
• Analyse portfolio risk, return, capital and funding performance to identify opportunities.
• Develop quantitative insights into portfolio behaviour and credit performance.
• Support stress testing, scenario analysis and forecasting activities.
• Prepare analytical outputs and management information for stakeholders.

Skills

Financial modelling

Quantitative analysis

Portfolio analytics

Risk management

Stakeholder communication

Education

Bachelor's Degree in Business/Commerce/Management

Job description

Empowering Africa’s tomorrow, together…one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Belonging at Absa Absa is committed to creating an inclusive workplace where everyone can thrive.

We are an equal opportunity employer and welcome applications from suitably qualified individuals from diverse backgrounds. In support of our Diversity, Equity, Inclusion and Belonging (DEIB) commitments and Employment Equity objectives, preference may be given to candidates from underrepresented designated groups, including persons with disabilities. We encourage applicants who may require reasonable accommodation during the recruitment process to let us know so that appropriate support can be provided.

Job Summary

The Structuring Analyst forms part of the Active Portfolio Management team within PPB and supports the execution of portfolio optimisation initiatives, including portfolio sales, securitisations and other structured finance transactions. The role combines quantitative analysis, financial modelling and transaction execution support. It requires a strong understanding of portfolio risk and return dynamics, with the ability to translate complex analytical findings into practical recommendations that support strategic decision‑making.

Job Description

Key Responsibilities

• Develop, maintain and enhance financial, transaction and portfolio models.
• Perform quantitative analysis to support the evaluation, structuring and execution of transactions.
• Assist with transaction structuring, monitoring and post‑execution reporting.
• Support capital, funding and portfolio optimisation initiatives across the PPB balance sheet.
• Analyse portfolio risk, return, capital and funding performance to identify optimisation opportunities.
• Develop quantitative insights into portfolio behaviour, credit performance and transaction outcomes.
• Support stress testing, scenario analysis and portfolio forecasting activities.
• Prepare analytical outputs, recommendations and management information for internal stakeholders.
• Contribute to the ongoing development of structuring capabilities, methodologies and analytical tools within the team.

Qualifications & Experience

• Degree in Actuarial Science, Engineering, Financial Engineering, Mathematics, Statistics or a related quantitative discipline.
• Experience in financial modelling, pricing, analytics, structuring, risk management or related quantitative fields would be advantageous.
• Must have a minimum of 5 years financial services experience

What We’re Looking For

• Strong analytical and problem‑solving skills.
• Excellent financial modelling and quantitative capability.
• Strong understanding of portfolio analytics, credit risk and financial modelling principles.
• Ability to communicate complex quantitative concepts to both technical and non-technical stakeholders.
• Strong attention to detail and commitment to high‑quality output.
• Commercial mindset with the ability to convert analysis into actionable recommendations.
• Curiosity, adaptability and a willingness to learn.
• Ability to work collaboratively across multiple stakeholders and functions.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

At Absa, our story is not a single narrative. It’s thousands of individual journeys unfolding across Africa and beyond. From colleagues serving customers in local communities to teams shaping financial solutions across borders, Absa is built on people who bring their lived experiences, ambitions and perspectives into the workplace every day. Whether you’re starting your career, a seasoned leader or somewhere in between, your contribution is seen, valued and connected to something bigger. Our presence across Africa – which spans personal and business banking, corporate and investment banking, wealth and investment management, and insurance – exists because of the people who show up in their roles with purpose. Across Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda and Zambia, our colleagues are shaping what Absa becomes in each market. Beyond the continent, teams in global offices and a technology hub support and extend the stories that prove that African talent can lead, influence and innovate on the global stage. At Absa, your story matters because progress is driven by human experience, not hierarchy. When people are enabled to bring their whole selves to work, they don’t just build careers. They help shape the future of Africa’s financial services landscape.