Senior Life Underwriter - HNW Specialist (Durban) | Hybrid

Placements24; Durban; Hybride; ZAR 900 000 - 1 200 000; Plein temps

Avantages offerts par ce poste

Hybrid work model

Medical coverage

Life insurance

Retirement savings plan

Résumé du poste

Placements24 in Durban seeks a Senior Life Insurance Underwriter specialized in high net worth clients. You will assess medical and financial risks, set premiums, and issue policies with precision.

Collaboration with financial advisors and internal teams is essential to deliver tailored solutions for affluent clients. The role requires deep knowledge of medical impairments, financial risk assessment, and strong decision-making abilities in a complex underwriting environment.

Qualifications

• 7+ years of life insurance underwriting experience, with significant exposure to high net worth clients.
• In-depth knowledge of medical impairments, financial underwriting principles, and risk assessment for affluent individuals.
• Proven ability to analyze complex medical histories and financial documentation.

Responsabilités

• Underwrite complex life insurance applications for high net worth individuals, assessing medical, financial, and lifestyle risks.
• Evaluate detailed medical reports, financial statements, and other documentation to determine risk acceptability.
• Apply underwriting guidelines and company policies with sound judgment.
• Collaborate with sales teams, financial advisors, and medical professionals to gather risk details.
• Determine premiums, sum assured, and policy terms for high-risk cases.
• Maintain accurate underwriting files and ensure regulatory compliance.
• Identify and manage emerging risks within the high net worth market.
• Provide expert underwriting support to internal stakeholders.
• Contribute to continuous improvement of underwriting processes and tools.

Connaissances

Communication skills

Negotiation

Decision-making

Analytical skills

Underwriting software

Microsoft Office

Formation

FLMI

CIP

Outils

Underwriting software

Microsoft Office

Description du poste

Placements24 in Durban seeks a Senior Life Insurance Underwriter specialized in high net worth clients. You will assess medical and financial risks, set premiums, and issue policies with precision.

Collaboration with financial advisors and internal teams is essential to deliver tailored solutions for affluent clients. The role requires deep knowledge of medical impairments, financial risk assessment, and strong decision-making abilities in a complex underwriting environment.