Senior Credit Policy Lead — African Markets

Unifi Group; Stellenbosch; Vor Ort; ZAR 900.000 - 1.500.000; Vollzeit

Zusammenfassung

Unifi Group in Stellenbosch is seeking a senior data and credit policy professional to shape, develop and improve credit policy across Unifi. You will use data, deep technical expertise and sound judgement to balance portfolio risk, profitability and sustainable growth.

In this role you will own credit policy, optimize credit offerings, run experiments and translate models into decision rules. Travel across Africa may be required to support implementation and alignment.

Qualifikationen

• 5–8+ years in consumer credit risk with hands-on policy shaping.

Aufgaben

• Shape and maintain Unifi’s credit policies.
• Improve credit access and reduce friction with data insights.
• Recommend changes to credit limits, scoring cut-offs, and provisioning.
• Design and run controlled credit experiments and measure impact.
• Develop risk-based pricing strategies with Finance and Data Science.
• Monitor portfolio risk and report trends across markets.
• Translate scoring models into actionable credit rules.
• Own the credit policy approval process and implementation.

Kenntnisse

Consumer credit risk

Credit policy shaping

SQL

Python

BigQuery

Credit scoring

IFRS 9 provisioning

Stakeholder influence

Data analysis

Travel willingness

Ausbildung

Statistics / Actuarial / Mathematics / Economics / Finance (quant)

Tools

SQL

Python

BigQuery

Jobbeschreibung

Unifi Group in Stellenbosch is seeking a senior data and credit policy professional to shape, develop and improve credit policy across Unifi. You will use data, deep technical expertise and sound judgement to balance portfolio risk, profitability and sustainable growth.

In this role you will own credit policy, optimize credit offerings, run experiments and translate models into decision rules. Travel across Africa may be required to support implementation and alignment.