Senior Credit Evaluation & Portfolio Risk Manager

Standard Bank Group; Gauteng; On-site; ZAR 1,100,000 - 1,700,000; Full time

Job summary

Standard Bank Group is seeking a senior Credit Risk professional to lead credit evaluation, portfolio concentration risk, and risk policy reviews in alignment with the Group Risk strategy. The role includes establishing lending parameters and monitoring portfolio performance.

Qualified candidates will have 8–10 years of experience in credit risk within a large financial institution, with strong capabilities in financial analysis, covenants, and deal structuring.

Qualifications

• Proven experience drafting and reviewing credit applications for SME and commercial clients.
• Ability to present and motivate large transactions at credit committees.
• Experience managing a diversified, multi-sector credit portfolio in a large financial institution.

Responsibilities

• Perform credit evaluation and risk analysis for loan proposals.
• Contribute to lending product parameters and risk policy reviews.
• Monitor portfolio performance and risk appetite adherence.
• Collaborate with regional teams to manage a dispersed portfolio.

Skills

Credit risk evaluation

Financial statement analysis

Covenants & collateral

Credit scoring

Deal structuring

Education

First Degree in Business/Commerce/Accounting

Job description

Standard Bank Group is seeking a senior Credit Risk professional to lead credit evaluation, portfolio concentration risk, and risk policy reviews in alignment with the Group Risk strategy. The role includes establishing lending parameters and monitoring portfolio performance.

Qualified candidates will have 8–10 years of experience in credit risk within a large financial institution, with strong capabilities in financial analysis, covenants, and deal structuring.