Senior Commercial Underwriter - Growth & Client Impact

AIB Cape; Milnerton; On-site; ZAR 600,000 - 1,000,000; Full time

Job summary

AIB Cape in Milnerton, Western Cape, is seeking an experienced Commercial Lines underwriter with FAIS qualifications and RE5 exams to join our broker-focused team. The role includes renewals, endorsements, risk analysis, and client growth in a collaborative environment.

Ideal candidates have 5–10 years of underwriting experience in a broker setting, are registered Representatives, and are aligned with FAIS Fit & Proper requirements.

Qualifications

• Five to ten years underwriting experience in Commercial Lines insurance, ideally in a broker environment.
• RE5 exams passed and FAIS qualifications.
• Registered as a Representative for Advice and Intermediary Services without supervision.

Responsibilities

• Build rapport and market the company in all client interactions.
• Processing of new business, renewals and endorsements in line with internal processes and standards.
• Retain and upsell existing clients and develop referrals and opportunities as a team.
• Conduct corrective action at renewal including rating adjustments.
• Review uninsured risks at renewal to ensure informed insurance choices.
• Ensure compliance and procedural requirements are met at all times.
• Manage insurer risk requirements toward consent and acceptance by the insurer.
• Provide excellent client service and risk analysis for clients.

Skills

Communication skills

Analytical skills

Client service

Compliance

Risk analysis

Teamwork

Attention to detail

Underwriting knowledge

Sales/upsell mindset

Education

RE5 exams passed

FAIS qualifications (Short Term Commercial & Personal lines)

Registered Representative (Advice & Intermediary Services)

Job description

AIB Cape in Milnerton, Western Cape, is seeking an experienced Commercial Lines underwriter with FAIS qualifications and RE5 exams to join our broker-focused team. The role includes renewals, endorsements, risk analysis, and client growth in a collaborative environment.

Ideal candidates have 5–10 years of underwriting experience in a broker setting, are registered Representatives, and are aligned with FAIS Fit & Proper requirements.