Screening & Onboarding Agent / Consultant (CDD, AML & CTF)

Rosstone; Gauteng; On-site; ZAR 350,000 - 520,000; Full time

Job summary

Rosstone is seeking a detail-oriented Screening & Onboarding Agent/Consultant to join our compliance team in Gauteng. You will execute customer onboarding, perform KYC/CDD/EDD, and conduct sanctions and adverse media screening using enterprise systems.

You will apply a risk-based approach to ensure onboarding decisions are regulatory-compliant, defensible, and aligned with organisational risk appetite, delivering audit-ready files and clear rationales under SLA and governance standards.

Qualifications

• Experience in onboarding, AML, compliance operations, or risk consulting.
• Experience in regulated industries (financial services, fintech, insurance) preferred.
• Relevant qualifications in Compliance, Risk, Law, Finance, or related fields.

Responsibilities

• Conduct KYC / CDD and Enhanced Due Diligence (EDD) for individuals and legal entities
• Perform screening against sanctions lists, PEP databases, watchlists, and adverse media
• Analyse screening results and distinguish between false positives and true matches
• Apply and document customer risk ratings, including manual assessments where required
• Ensure onboarding files are complete, accurate, and audit-ready
• Escalate high-risk or complex cases in line with internal policies and regulatory thresholds
• Support internal quality assurance, compliance reviews, and audit processes

Skills

AML/CTF

KYC/CDD

Risk assessment

Attention to detail

Documentation

Written communication

Education

Compliance/Law/Finance degree

Tools

Document mgmt

Case mgmt systems

Job description

Role Purpose

We are seeking a detail-oriented and analytical professional to join our compliance team as a Screening & Onboarding Agent / Consultant. In this role, you will be responsible for executing customer onboarding, due diligence, and AML/CTF screening using enterprise compliance systems.

You will apply a risk-based approach and sound professional judgement to ensure all onboarding decisions are regulatory-compliant, defensible, and aligned with organisational risk appetite.

Key Responsibilities

• Conduct KYC / CDD and Enhanced Due Diligence (EDD) for individuals and legal entities
• Perform screening against sanctions lists, PEP databases, watchlists, and adverse media
• Analyse screening results and distinguish between false positives and true matches
• Apply and document customer risk ratings, including manual assessments where required
• Ensure onboarding files are complete, accurate, and audit-ready
• Escalate high-risk or complex cases in line with internal policies and regulatory thresholds
• Support internal quality assurance, compliance reviews, and audit processes

Systems & Tools

• AML / CDD screening platforms and onboarding workflows
• Risk scoring and rating engines
• Document and case management systems
• Partially automated environments requiring human-in-the-loop decision-making

Regulatory & Governance Framework

• FICA and applicable AML/CTF legislation
• FATF risk-based principles
• Internal AML, onboarding, and compliance policies
• Record-keeping and evidentiary standards

Key Skills & Competencies

• Strong understanding of CDD, AML/CTF, PEP, and sanctions screening
• Ability to assess risk beyond system outputs and provide clear, defensible rationale
• Excellent attention to detail and analytical judgement
• Strong written communication and documentation skills
• Ability to work under SLA, regulatory, and audit pressure

Experience & Qualifications

• Experience in onboarding, AML, compliance operations, or risk consulting (advantageous)
• Experience in regulated industries (financial services, fintech, insurance, etc.) preferred
• Relevant qualifications in Compliance, Risk, Law, Finance, or related fields (advantageous)