Retail Credit Analyst: Risk, Valuation & Compliance

Hire Resolve; Durban; On-site; ZAR 350,000 - 550,000; Full time

Job summary

Hire Resolve seeks a skilled Credit Analyst (Retail) to join a respected retail banking group at their Head Office in Durban, KwaZulu-Natal. You will assess finance applications, evaluate collateral, and support executive credit committees.

Reporting to the Credit Division, you will review valuations, maintain audit logs, and ensure compliance with the National Credit Act while delivering training on credit policies across the branch network.

Qualifications

• Bachelor of Commerce (BCom) Degree in Accounting or Finance required.
• Minimum of 2 years’ experience in banking, particularly in credit risk analysis.
• Hands-on experience with Credit Lens System, Apply for Finance Platform, and core banking platforms (iMal).
• Advanced proficiency in MS Office (Excel, Word, PowerPoint).
• Comprehensive understanding of the National Credit Act (NCA) and credit risk evaluation.

Responsibilities

• Review finance applications and assess creditworthiness for SMCC/MCC mandates.
• Capture and analyze data to determine credit ratings on the Credit Lens System and Apply for Finance Platform.
• Review residential valuations and collateral templates for risk assessment.
• Record ECC minutes and prepare quarterly submissions for the Board Credit Committee.

Skills

Credit risk analysis

MS Office

Credit Lens System

Apply for Finance Platform

iMal core banking

Education

BCom in Accounting or Finance

Tools

Credit Lens System

Apply for Finance Platform

iMal

MS Office

Job description

Hire Resolve seeks a skilled Credit Analyst (Retail) to join a respected retail banking group at their Head Office in Durban, KwaZulu-Natal. You will assess finance applications, evaluate collateral, and support executive credit committees.

Reporting to the Credit Division, you will review valuations, maintain audit logs, and ensure compliance with the National Credit Act while delivering training on credit policies across the branch network.