Remote Senior Underwriter

Placements24; Stellenbosch; Hybrid; USD 110,000 - 165,000; Full time

Benefits offered by this job

Bonus structure

Remote work flexibility

Health insurance

Career development and advancement

Autonomy and expert collaboration

Job summary

Placements24 is seeking a seasoned, independent Remote Senior Underwriter to join a growing team. This fully remote role lets you apply extensive underwriting expertise to assess complex risks from anywhere in the United States, with potential meetups near Paarl for occasional team gatherings.

You will evaluate applications, determine terms and pricing, and contribute to profitable growth while upholding underwriting standards. Autonomy and sound judgment are essential.

Qualifications

• Minimum 7 years of underwriting experience, with focus on commercial lines.
• Ability to underwrite complex risks independently and accurately.
• Strong knowledge of insurance markets, products, and regulation.
• Excellent analytical, decision-making, and problem-solving skills.
• Effective remote communication and negotiation abilities.
• Proficiency with underwriting systems and standard office software.

Responsibilities

• Underwrite complex insurance risks per guidelines and authority.
• Build relationships with brokers and agents to source quality business.
• Analyze financial statements, loss history, and data to assess risk.
• Set policy terms, conditions, and pricing for individual risks.
• Provide mentorship to junior underwriters and support staff remotely.
• Help develop underwriting strategies and policies.

Skills

Underwriting experience

Commercial underwriting

Independent underwriting

Regulatory knowledge

Remote collaboration

Analytical skills

Communication skills

Job description

About the Role

Our client is actively seeking a seasoned and independent Remote Senior Underwriter to join their expanding team. This fully remote position offers the chance to leverage your extensive underwriting expertise to evaluate complex risks and make sound underwriting decisions from anywhere in the country, though preference may be given to those in proximity to Paarl for occasional team meetups. You will be instrumental in assessing applications, determining appropriate policy terms and pricing, and contributing to the profitable growth of the business. This role demands a high degree of autonomy, excellent judgment, and a commitment to upholding underwriting standards.

Key Responsibilities

• Evaluate and underwrite complex insurance risks according to company guidelines and authority levels.
• Develop and maintain strong relationships with brokers and agents to ensure a steady flow of quality business.
• Analyze financial statements, loss history, and other relevant data to assess risk exposure.
• Determine appropriate policy terms, conditions, and pricing for individual risks.
• Provide guidance and mentorship to junior underwriters and support staff remotely.
• Contribute to the development and refinement of underwriting strategies and policies.

Requirements

• A minimum of 7 years of experience in underwriting, with a strong focus on commercial lines or specialized insurance products.
• Demonstrated ability to underwrite complex risks independently and accurately.
• Excellent understanding of insurance markets, products, and regulatory environments.
• Strong analytical, decision-making, and problem-solving skills.
• Effective communication and negotiation skills, essential for remote collaboration.
• Proficiency in underwriting support systems and standard office software.

Benefits

• Highly competitive salary and comprehensive bonus structure.
• Full remote work flexibility, allowing you to work from home.
• Generous health, dental, and vision insurance plans.
• Significant opportunities for professional development and career advancement.
• A culture that values expertise, autonomy, and remote collaboration.