Relationship Analyst

firstrand; Kuruman; On-site; ZAR 360,000 - 600,000; Full time

Job summary

FNB, part of FirstRand, seeks a Relationship Analyst to conduct in-depth credit analysis and support informed lending decisions. You will provide insights for sound risk management and sustainable growth within client relationships.

In this role you will analyse credit data, ensure governance, and help maximise cross-sell opportunities while delivering excellent customer experience in line with our Balanced Scorecard.

Qualifications

• Bachelor of Commerce or Business Banking Degree is required.
• 3-5 years banking experience.
• Credit record check under the National Credit Act (NCA).

Responsibilities

• Analyse credit data to estimate risk when extending credit.
• Deliver exceptional customer experience aligned with Balanced Scorecard.
• Maximise cross-sell opportunities and strengthen client relationships.
• Ensure governance and audit compliance.
• Maintain data management by addressing expired limits.
• Prepare credit proposals for review by the Credit Product House.
• Adhere to procedures outlined in the Golden Rules.

Skills

Analytical

Financial acumen

Attention to detail

Technology savvy

Customer service

Interpreting financial statements

Education

Bachelor of Commerce or Business Banking Degree

Job description

Job Description

To support the business by conducting in-depth credit analysis credit analysis to evaluate risks associated with lending decisions. Provide insights that enable informed, responsible financial solutions aligned with the broader client relationship strategy, ensuring sound risk management and sustainable growth.

Hello Future Relationship Analyst

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now's the time to imagine your potential in a team where experts come together and ignite effective change.

Are you someone who can:

• Analyse credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship
• Achieve the delivery of exceptional customer experience against the Balanced Scorecard standards
• Maximise Business Portfolio cross sell opportunities and strengthen client relationships
• Comply with governance in terms of legislative and audit requirements
• Ensure effective Data Management by ensuring expired limits are attended to against set target
• Prepare credit proposals for review by the Credit Product House
• Compliance with procedures and processes contained in the Golden Rules

You will be an ideal candidate if you:

• Bachelor of Commerce or Business Banking Degree
• 3-5 years banking experience
• In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check

You will have access to:

• Opportunities to network and collaborate
• A challenging working environment
• Opportunities to innovate

We can be a match if you are:

• Analytical
• Financial acumen
• Attention to detail
• Technology savvy
• Ability to deal with customers (problem solving/ customer service)
• Ability to interpret financial statements

Are you interested to take the step? We look forward to engaging with you further.

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

12/09/26

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.