Onboarding Analyst

Bvnk Ltd; Cape Town; Híbrido; ZAR 600 000 - 800 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Flexible working hours

Hybrid work model

Travel to BVNK offices

Resumo da oferta

BVNK is seeking a Compliance Onboarding Analyst in Cape Town to join a fast-growing FinTech team. You will handle onboarding and due diligence for consumer clients, ensuring KYC/AML compliance and robust risk management while coordinating with Operations, Trading, Sales, and Management.

The role requires 2+ years in KYC onboarding, strong knowledge of CDD/EDD, and experience with screening across multiple jurisdictions.

Qualificações

• 2+ years of experience in KYC onboarding within payments/fintech/banking/FX.
• Knowledge of onboarding requirements across jurisdictions, especially EU/US.
• Strong understanding of KYC, AML, CDD, and EDD for individuals.
• Experience conducting screening (Sanctions, PEPs, Adverse Media) and managing escalations.
• Analytical, investigative mindset with risk-based decisioning.
• Experience in regulated financial services and compliance with internal/regulatory policies.
• Hands-on with Sumsub or similar CRM/case-management tools.

Responsabilidades

• Manage onboarding and due diligence for Individual (Consumer) clients, ensuring KYC/compliance best practices.
• Oversee end-to-end consumer application process: collection, review, and verification of documents.
• Perform CDD and EDD as required per internal policies and regulatory requirements.
• Conduct screening checks (Sanctions, PEPs, Adverse Media) and resolve alerts.
• Assess PEP risk and escalate per risk appetite.
• Maintain audit-ready customer records and up-to-date KYC documentation.
• Identify improvements to onboarding processes for efficiency and customer experience.

Conhecimentos

KYC onboarding

AML compliance

CDD

EDD

Sanctions checks

PEP checks

Adverse Media

Regulatory compliance

CRM tools

Ferramentas

Sumsub

Descrição da oferta de emprego

About us

BVNK is the stablecoin-powered financial stack for enterprises. We're now part of Mastercard, and together we're building a network for every form of money – one that delivers more reach, more capability and more choice.

BVNK is the stablecoin-powered financial stack for enterprises. We're now part of Mastercard, and together we're building a network for every form of money – one that delivers more reach, more capability and more choice. We enable businesses to build financial products, unlock new markets, and move money in seconds across 130+ countries, with 40+ licenses for fiat and digital assets globally. Processing billions annually, we empower enterprises worldwide to send, receive, convert, and settle stablecoins and fiat seamlessly through a single integration. Our mission is to accelerate global money movement, and we're assembling a world-class team to make it happen. Trusted by industry leaders like Corpay, Worldpay, Deel, and Flywire, we deliver the infrastructure that makes new forms of money usable within the financial systems customers already rely on today. By combining Mastercard's global payment reach and trusted networks with BVNK's stablecoin infrastructure, we're building the trusted operating layer for the evolution of money movement, helping customers participate in emerging digital networks without having to rebuild their businesses around every new innovation. We're a diverse team spread across EMEA, North America, and APAC, with a shared belief that stablecoins are the new infrastructure layer for financial services, and that BVNK is at the forefront of this shift. We're incredibly honored to have been recognized by:

• CNBC World's Top Fintech Companies (2026)
• FXC Intelligence Top 100 Cross-border Payment Companies (2026)
• Newsweek's The Top 100 Global Most Loved Workplaces (three years running, most recently 2025)
• LinkedIn as one of the Top 20 Startups in the UK (2025)

About this role in the team

Due to our expanding business, there is an increased demand for a Compliance Onboarding Analyst to join the Team. The role requires a high level of initiative, as well as expertise in a FinTech environment and cooperation with corporate and individual clients. This role requires high attention to clients needs, self education and self organization. This role will form part of our global team, and will work closely with Operations, Trading Team, Sales, and Management.

Key Areas of Responsibilities

• Manage the onboarding and due diligence process for the Company's Individual (Consumer) clients, ensuring adherence to best practices in KYC, compliance, and risk management.
• Oversee the end-to-end Individual (Consumer) customer application process, including the collection, review, and verification of all required documentation.
• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD), where required, in line with internal policies and regulatory requirements.
• Perform screening and due diligence checks, including Sanctions, Politically Exposed Persons (PEPs), and Adverse Media screening, investigating and resolving any potential matches or alerts.
• Conduct PEP risk assessments and make informed recommendations regarding escalations in accordance with internal policies and risk appetite.
• Ensure compliance with all applicable laws, regulations, internal policies, and industry best practices throughout the customer onboarding lifecycle.
• Make risk-based decisions on customer applications, determining when additional information, further investigation, or escalation is required, and follow through with appropriate actions.
• Maintain accurate and complete customer records, ensuring all KYC documentation is up to date and audit-ready.
• Identify and suggest improvements to onboarding processes to enhance efficiency, compliance, and customer experience.

What we need from you

• Fluent in English, with excellent written and verbal communication skills.
• Minimum 2 years' experience in KYC onboarding within the payments, fintech, banking, or foreign exchange (FX) industry.
• Familiarity with customer onboarding requirements across multiple jurisdictions, particularly the EU and US.
• Strong understanding of KYC, AML, Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) requirements for individual customers.
• Proven experience conducting customer screening, including Sanctions, Politically Exposed Persons (PEPs), and Adverse Media checks, with the ability to assess results and manage escalations appropriately.
• Strong analytical and investigative skills, with the ability to identify potential risks, make sound risk-based decisions, and elevate complex cases where required.
• Experience working within a regulated financial services environment and maintaining compliance with internal policies and applicable regulatory requirements.
• Hands‑on experience using Sumsub or similar CRM/case management tools for customer onboarding and workflow management.
• Excellent attention to detail, organisational skills, and the ability to manage multiple onboarding cases simultaneously while maintaining high standards of accuracy and compliance.
• Ability to work effectively in a fast‑paced, high‑growth environment, managing competing priorities and meeting service level agreements (SLAs).

Nice to have

• Experience supporting Know Your Business (KYB) onboarding, including reviewing business documentation, identifying Ultimate Beneficial Owners (UBOs), and understanding corporate ownership structures.

What you can expect from us

• Fair and competitive salary at every stage of your growth
• Flexible working hours, with hybrid working at its heart
• A culture built on passionate growth minded people
• A flexible approach to holiday
• Opportunities to travel to our offices around the world, in locations such as London and Cape Town, to collaborate with your colleagues
• An open and creative environment where you can help us define the future of BVNK, it's culture, and it's opportunity sets

At BVNK, we are focused on building a diverse and inclusive team. While you may not meet all of our requirements, we'd encourage you to apply if you meet the majority of our expectations. You may be a great fit for this role or another role in our team.

Compensation packages are based on candidate experience and relevant certifications.

Bulgaria Salary Range

€30.000—€40.000 EUR