Manager: Account Maintenance

Nedbank; Johannesburg; On-site; ZAR 900,000 - 1,200,000; Full time

Job summary

Nedbank is seeking a Manager Payments Account Maintenance to lead the Payments OCR operation, delivering accurate and controlled payment processes within agreed service levels. The role focuses on people leadership, risk management, governance and continuous improvement.

You will drive performance metrics, report to senior leadership, and build a high-performance team capable of managing payments in a controlled, compliant environment. This front-line leadership position is based in Johannesburg.

Qualifications

• Matric / Grade 12 / National Senior Certificate is required.
• Preferred qualification in Business Management, Operations Management, Banking, Finance, Commerce or related discipline.
• Proven operational management experience within banking, payments or a similarly controlled environment.
• Experience leading and developing teams and in performance management and reporting.
• Strong analytical, problem-solving and decision-making skills; strong stakeholder-management capability.
• Strong knowledge of operational risk, governance and controls.

Responsibilities

• Lead and oversee day-to-day Payments OCR operations.
• Ensure activities are completed accurately, timeously and within service levels and cut-off times.
• Manage workload, capacity, operational queues and payment exceptions.
• Monitor performance and implement corrective actions where required.
• Ensure consistent execution of approved payment processes, procedures and business rules.
• Lead, coach and develop employees to achieve objectives and build a high-performance culture.
• Identify development needs and support succession and talent development.
• Manage employee relations matters in line with HR policies.
• Identify opportunities to improve, simplify and automate operational processes.

Skills

Banking knowledge

Data analysis

Governance, Risk and Controls

Leadership

Planning and Organizing

Education

Matric / Grade 12 / National Senior Certificate

Qualification in Business Management, Operations Management, Banking, Finance, Commerce or related discipline

Tools

CAMS

EWOC

Debt Manager

Job description

Title: Manager Payments Account Maintenance
Requisition: 148341
Division: Operations, Collections and Recoveries
Closing Date: 23 October 2026
Recruiter: William Mtsweni

Job Family

Administration, Operations and Facilities

Operations

Manage Others

Job Purpose

To lead and manage the Payments OCR operational team to deliver efficient, accurate and controlled execution of payment processes while achieving agreed business, service and customer outcomes. The role is accountable for people leadership, operational performance, risk and control management, stakeholder engagement and continuous improvement.

What Success looks like:
Successfully leads a high-performing and controlled Payments OCR operation that delivers consistent payment execution, sound customer outcomes, strong operational governance and continuous improvement through effective people leadership.

Job Responsibilities

Operational Management

• Lead and oversee day-to-day Payments OCR operations.
• Ensure activities are completed accurately, timeously and within agreed service levels and cut-off times.
• Manage workload, capacity, operational queues and payment exceptions.
• Monitor performance and implement corrective actions where required.
• Ensure consistent execution of approved payment processes, procedures and business rules.
• Lead, coach and develop employees to achieve individual and team objectives.
• Set clear performance expectations and manage performance effectively.
• Build team capability, accountability and a high-performance culture.
• Identify development needs and support succession and talent development.
• Manage employee relations matters in line with applicable HR policies.

Risk, Governance & Controls

• Ensure compliance with applicable policies, procedures, regulatory requirements and operational controls.
• Identify, manage and elevate operational risks, incidents and control weaknesses.
• Ensure corrective and preventative actions are implemented and tracked.
• Support audit, compliance and assurance activities.

Performance & Management Information

• Monitor agreed KPIs, service levels, operational quality and payment outcomes.
• Use management information to identify trends, performance gaps and operational risks.
• Provide accurate and timely performance reporting to relevant leadership.
• Drive actions to address recurring exceptions and root causes.
• Promote fair and appropriate customer outcomes across payment operations.
• Ensure timely management and escalation of customer-impacting operational issues.
• Build effective relationships across Payments, Operations, Technology, Risk, Compliance and other relevant stakeholders.
• Facilitate effective resolution of cross-functional operational issues.
• Identify opportunities to improve, simplify and automate operational processes.
• Drive reduction of manual interventions, recurring exceptions and operational inefficiencies.
  Support implementation of payment, process and system changes.
• Ensure operational readiness and effective transition of approved changes into business-as-usual operations.

Key Performance Areas

• Operational Delivery – achievement of agreed service levels, turnaround times and operational objectives.
• Quality & Controls – processing accuracy, adherence to controls and reduction of operational incidents.
• Payment Outcomes – effective operational execution supporting agreed payment outcomes.
• Customer Outcomes – effective management of customer-impacting issues and service delivery.
• People Management – employee performance, development, engagement and capability.
• Continuous Improvement – measurable improvements in operational efficiency, controls and process effectiveness.

Essential Qualifications - NQF Level

• Matric / Grade 12 / National Senior Certificate

Preferred Qualification

• Qualification in Business Management, Operations Management, Banking, Finance, Commerce or a related discipline.

Minimum Experience Level

• Proven operational management experience within banking, payments, financial services or a similarly controlled environment.
• Demonstrated experience in leading and developing teams.
• Strong knowledge of operational risk, governance and controls.
• Experience in performance management and operational reporting.
• Strong analytical, problem-solving and decision-making skills.
• Strong stakeholder-management capability.

Preferred

• Payments, collections or repayment operations experience.
• Knowledge of debit orders, DebiCheck, payment mandates, payment exceptions and related operational processes.
• Experience implementing operational process, system or regulatory changes.
• Must have experience in Product Understanding of Personal Loans and Credit Card and associated system - CAMS and EWOC; Debt Manager

Technical / Professional Knowledge

• Banking knowledge
• Business Acumen
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Principles of financial management
• Principles of project management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Decision-making process
• Building Partnerships
• Earning Trust
• Coaching
• Decision Making
• Work Standards
• Leadership Disposition
• Planning and Organizing

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Please contact the Nedbank Recruiting Team at [phone]

Nedbank Ltd Reg No 1951/000009/06.
Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at [phone]