Lead: Unit Economics & NPV Strategy

FairMoney; Cape Town; On-site; ZAR 900,000 - 1,300,000; Full time

Job summary

FairMoney in Cape Town is seeking a skilled leader to own the Unit Economics and NPV Strategy, guiding how the platform lends, prices, and scales in emerging markets. The role focuses on building economic models, driving data-driven decisions, and framing impact at scale.

You will work with cross-functional teams to translate financial insights into actionable lending strategies and product improvements, contributing to FairMoney's growth in new markets and channels.

Job description

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.

In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices.

Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities.

We operate at massive scale, move fast, and expect leaders to think in systems, not silos. Decisions are data-driven, accountability is explicit, and impact matters.

This role sits at the heart of how FairMoney decides who to lend to, how much to lend, at what price, and why.

About The Role

We are hiring a Lead: Unit Economics & NPV Strategy to own, improve, and