Head of Retail Credit & Collections

Lesley Snyman and associates CC; Centurion; On-site; ZAR 900,000 - 1,200,000; Full time

Job summary

Lesley Snyman and associates CC, located in Centurion, South Africa, seeks a leader for the credit and collections function. This role focuses on ensuring profitable lending growth, disciplined risk management, and protecting loan quality while enhancing operational efficiency.

The candidate must have at least 8 years of experience in senior leadership roles within retail banking, with a strong background in consumer credit management and compliance with South African legislation.

Qualifications

• 8+ years of senior leadership experience within retail banking or financial services.
• Proven experience in retail credit management.
• Strong understanding of consumer credit risk and lending controls.

Responsibilities

• Lead the credit granting and approval processes for member lending.
• Own and review credit policy and lending controls.
• Manage and improve loan book quality and credit loss ratios.
• Drive portfolio performance and oversee collections.
• Ensure NCR compliance and manage relationships with credit bureaus.

Skills

Credit risk management

Retail banking experience

Team management

Credit policy development

NCA compliance knowledge

Education

CA(SA) registered with SAICA

Job description

Lesley Snyman and associates CC, located in Centurion, South Africa, seeks a leader for the credit and collections function. This role focuses on ensuring profitable lending growth, disciplined risk management, and protecting loan quality while enhancing operational efficiency.

The candidate must have at least 8 years of experience in senior leadership roles within retail banking, with a strong background in consumer credit management and compliance with South African legislation.