Financial Advisor KwaZulu Natal

PPS; Durban; Hybrid; ZAR 180,000 - 520,000; Full time

Job summary

PPS in Durban is seeking a driven Financial Planner to source, retain and grow a membership and client base by delivering PPS financial solutions tailored to professionals. The role combines holistic financial planning with sales achievements in risk, savings and investments.

This is a tied agency role with commission-based earnings, tools provided, and a hybrid work arrangement near Umhlanga, open to in-office days for remote areas across KwaZulu Natal.

Qualifications

• Matric (Grade 12) and FAIS aligned qualifications.
• NQF level 6 tertiary qualification preferable.
• RE 5 completed and supervisory process.
• FAIS fit and proper and CFP advantageous.

Responsibilities

• Providing suitable advice to best fit professionals' needs.
• Preparing and presenting proposals using financial planning tools.
• Meeting clients to understand financial objectives and explain complex information clearly.
• Managing and growing a client book, building professional networks.

Skills

Sales ability

Relationship building

Communication

Analytical skills

Time management

Self-motivation

Emotional intelligence

Education

Matric (Grade 12)

NQF level 6 tertiary qualification

FAIS NQF level 7+ qualification

RE 5 completed

Supervisory process completed

FAIS fit and proper

Postgraduate Diploma in Financial Planning (advantageous)

CFP (advantageous)

Tools

MS Office

CRM system

Financial planning software

Job description

Purpose of the Job:

The key purpose of this role is to provide professional financial services to a client or a member. The successful candidate will be responsible for sourcing, retaining, and growing a membership and client base for eligible professionals by implementing PPS financial solutions in line with the client’s needs.

Job Description,

Purpose of the Job:

The key purpose of this role is to provide professional financial services to a client or a member. The successful candidate will be responsible for sourcing, retaining, and growing a membership and client base for eligible professionals by implementing PPS financial solutions in line with the client’s needs.

Scope Of The Job

This is a commission-based role of holistic financial planning, advice and sales in risk insurance (ideally 70% focus), savings and investments as well as wills, tax and estate planning. The ideal candidate is an experienced and target driven financial planner, a graduate themselves familiar with servicing the degreed professional market holding 4-year or higher qualifications that is PPS' niche market.

It is a tied agency role of own lead generation.

We have a competitive risk commission structure with a range of 55% to 100% commission split. An Advisor's performance determines mobility up these risk commission splits. It is a commission only position from month 13.

We provide work tools (laptop with headset and 3G card).

The position is hybrid for one living within a commutable distance to Umhlanga and open to agreement on in-office days for one working remotely in outlying areas of the KwaZulu Natal province.

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Requirements

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Formal Qualifications

• Matric (Grade 12)
• Relevant commercial/legal/industry specific NQF level 6 tertiary qualification is preferable
• FAIS recognised NQF level L7 and above qualification is highly advantageous
• RE 5 completed
• Successful completion of supervisory process
• FAIS fit and proper
• Postgraduate Diploma in Financial Planning advantageous
• CFP advantageous

Experience And Knowledge

• 2 years’ experience in the Financial Services industry in a Sales role within the risk and investment spaces
• 2 years' Financial Planning experience
• Knowledge and understanding of the dynamics of the professional client market
• Experience and track record in high-performance sales environments
• Knowledge of best practice in Financial Planning and Financial Advisory Services
• Knowledge and understanding of financial planning through meaningful client engagements
• Experience prospecting for clients

Computer Literacy

• Proficient in MS Office
• Experience using a CRM system preferable
• Experience using financial planning software

Interpersonal And Intrapersonal Skills

• Strong sales, interpersonal and business‑orientated person with the acumen to build client relationships
• A passion for the financial planning environment
• Relationship management and networking skills
• Able to plan and manage time effectively
• Analytical and numerical skills with the ability to analyse and interpret statistical information
• Impeccable work ethic
• Able to work independently
• Strong communication
• High attention to detail
• Team‑orientated
• Self‑motivated and highly driven
• Strong presentation skills
• Resilience and tenacity
• Emotional Intelligence

Duties and Responsibilities

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• Providing suitable advice to best fit the needs and requirements of professionals
• Preparing and presenting proposals to existing and potential clients using state‑of‑the‑art financial planning tools
• Meeting clients to understand their financial objectives
• Explaining complex information relating to Financial Advisory in a clear and effortless way
• Managing, maintaining and building new and existing client relationships
• Growing a client book within the first 24 months and consistently thereafter
• Adhering to compliance, operational procedures and practice management standards
• Staying abreast of product information, performance and industry changes
• Building a professional network and sustainable business within the professional market

The position is open only to South African citizens

The individual must have a valid driver’s license and their own reliable vehicle or access to one

The individual must have clear credit and criminal records - provide 24-months commission statements and SAPS clearance certificate or letters of payment arrangements/recent account statements or recent proof of payments or debt paid up letter if record is adverse

The individual must be FAIS fit, proper and long term insurance accredited - have obtained RE5 certification and hold a minimum NQF L5 FAIS recognised qualification

You acknowledge that any information supplied to PPS is provided voluntarily and therefore constitutes unconditional, specific and voluntary consent to the processing of such information by PPS. Your personal information will be processed for facilitating your application for employment with PPS as well as any statutory or regulatory compliance with which PPS must comply (where applicable) and for the legitimate interests of PPS and yourself, both during the recruitment process and thereafter. You may instruct PPS by written notice to cease the processing of your personal information at any time and, subject to the requirements of applicable South African law, request that PPS delete and/or de‑identify such personal information.