Financial Advisor (Insurance Specialization)

Placements24; Mossel Bay; Hybrid; ZAR 300,000 - 540,000; Full time

Benefits offered by this job

Hybrid work model

Competitive commission structure

Extensive training and study support

Portfolio building opportunities

Mentorship from senior advisors

Job summary

Placements24 is assisting a Mossel Bay client to hire a dedicated Financial Advisor with insurance specialization. You will assess client needs, design life/health/investment-linked solutions, and present clear product explanations.

The role supports a hybrid work model with a strong emphasis on client relationships, professional growth, and adherence to FAIS guidelines. A competitive incentive structure is offered.

Qualifications

• Matric with relevant tertiary qualification and FAIS readiness.
• RE 5 and industry accreditations expected.
• Minimum 3 years in financial advising or insurance sales.

Responsibilities

• Conduct financial needs analyses for clients and identify gaps.
• Develop personalized plans and recommend life, health, and related products.
• Educate clients on policy features, benefits, and risks.
• Build trust-based client relationships and manage a portfolio.
• Process applications and support policy onboarding and reviews.
• Stay updated on market trends and regulatory changes.
• Meet and exceed individual and team targets.

Skills

Client focus

Communication

Interpersonal skills

Time management

Sales capability

Education

BCom / Financial Planning qualification

RE 5 qualification (FAIS)

Tools

CRM systems

Financial planning software

Job description

About the Role

Our client is seeking a dedicated and client-oriented Financial Advisor with a specialization in insurance products for their branch located in Mossel Bay, Western Cape, ZA . This is a hybrid role, combining the benefits of remote work flexibility with the collaborative environment of our local office. You will be responsible for assessing clients' financial situations, understanding their insurance needs, and recommending suitable life, health, and investment-linked insurance solutions. The ideal candidate is empathetic, a great listener, and possesses a strong ethical compass. This role offers a fantastic opportunity to build long-term client relationships and make a tangible impact on their financial well-being. You will be part of a supportive team dedicated to achieving financial success for our clients.

Key Responsibilities

• Conduct comprehensive financial needs analyses for clients, identifying potential gaps in their insurance coverage.
• Develop personalized financial plans and recommend appropriate insurance products (life, health, disability, etc.).
• Educate clients on the features, benefits, and risks associated with various insurance policies.
• Build and maintain strong, trust-based relationships with a diverse clientele.
• Process insurance applications and facilitate policy issuance and onboarding.
• Provide regular reviews of existing policies and recommend adjustments as clients' circumstances change.
• Stay current with market trends, product developments, and regulatory changes affecting the insurance and financial planning industries.
• Meet and exceed individual and team sales and service targets.

Requirements

• Matric certificate with a relevant tertiary qualification (e.g., BCom, Financial Planning) preferred.
• RE 5 qualification and relevant industry accreditations (e.g., FAIS).
• Minimum of 3 years of experience in financial advising or insurance sales.
• Demonstrated understanding of various insurance products and financial planning principles.
• Exceptional communication, interpersonal, and presentation skills.
• Strong ethical standards and commitment to client best interests.
• Ability to manage time effectively and work independently, as well as collaborate within a hybrid team structure.
• Proficiency in financial planning software and CRM systems.

Benefits

• Competitive base salary plus an attractive performance-based commission structure.
• Hybrid working model allowing for a healthy work-life balance.
• Extensive training and professional development support, including study leave for certifications.
• Opportunity to build and manage your own client portfolio.
• Access to a comprehensive range of insurance and investment products.
• Collaborative team environment with mentorship from senior advisors.
• Contribution to a respected financial services provider in Mossel Bay, Western Cape, ZA .