Durban: Senior Credit Risk Advisor

Freerecruit; Durban; On-site; ZAR 391,000 - 502,000; Full time

Job summary

FreeRecruit is seeking a Senior Credit Risk Advisor based in Pinetown, Durban. The role focuses on minimising customer risk by gathering, analysing and sharing market, risk and financial information to identify risks and recommend mitigations.

A strong background in credit risk management is essential, with 5+ years of experience and finance-related qualifications preferred. The candidate will engage with business owners and financial decision makers, visit stakeholders, and manage client

Qualifications

• Must have 5+ years of recent experience as a Credit Risk Manager or Advisor.
• 2–5 years experience in business banking ideal.
• Strong communication and interpersonal skills required.
• Able to assess risk and advise on mitigation strategies.
• Must be resident in/near Durban with reliable transport.

Responsibilities

• Provide full credit risk advisory management.
• Meet with clients and stakeholders to gather up-to-date information.
• Develop solutions to minimise client risk based on risk category.
• Monitor and report on debt recovery files and accounts.
• Support policy management and claims handling.

Skills

Credit Risk

Communication skills

Financial analysis

Education

Bachelor’s Degree

FSCA-approved qualification

Tools

Computer literacy

Job description

Pinetown, Durban: SENIOR CREDIT RISK ADVISOR

Job Purpose: Minimise customer risk by gathering, analysing and sharing all relevant market, risk, debtor and financial information to identify possible risks to customer and suggesting mitigating actions.

Minimum Requirements:

• Well presented and professional male (aged ±24-45 years)
• Fully bilingual with excellent English proficiency
• Confident communicator and comfortable engaging with business owners and financial decision makers
• Matric
• Financial/Legal Bachelor’s Degree, Diploma and/or FSCA-approved qualification preferred
• Minimum 5 years’ recent experience as a Credit Risk Manager or Advisor essential
• 2 to 5 years experience in business banking ideal
• Able to do basic level assessments to advise on risk profile and highlight related strengths and weaknesses
• Problem solving & conflict handling skills, attention to detail
• Strong communication and interpersonal skills
• Driver’s license and own vehicle required
• Computer literate
• Stable employment record and contactable references
• Residing in/near Durban (within daily commuting distance from Durban
• To start as soon as possible

Duties:

• Full Credit Risk Advisory management duties
• Visit stakeholder to ensure business continuity and up to date information (Debtors, Attorneys, Insurers, marketing-, Business Rescue- & Liquidation Meetings etc.) (Client-facing role)
• Develop possible solutions to minimise client risk based on risk category.
• Management of all aspects of client’s account and monitoring account to ensure quality of service provided
• Manage and report on Debt Recovery Files
• Policy management and claims handling

Salary:

R 35000.00 – R 45000.00 gross (Depending on relevant experience and qualifications)