Senior Credit Risk Advisor

Cora O’Neil Recruitment Agency; Durban; On-site; ZAR 391,000 - 502,000; Full time

Job summary

Cora O’Neil Recruitment Agency is seeking a Senior Credit Risk Advisor for a Durban-based role in Pinetown. You will gather and analyse market and debtor information to identify risks and propose mitigating actions.

The salary is R35 000–R45 000 per month, depending on experience and qualifications. You will interact with business owners and financial decision makers, providing ongoing risk assessment and advisory support.

Qualifications

• Minimum 5 years’ recent experience in credit risk management or advisory.
• 2–5 years in business banking ideal.
• Must reside in/near Durban and be able to start ASAP.

Responsibilities

• Full Credit Risk Advisory management duties.
• Visit stakeholders to ensure business continuity and up-to-date information.
• Develop solutions to minimise client risk based on risk category.
• Manage and monitor client accounts and service quality.
• Oversee debt recovery files and policy/claims handling.

Skills

Credit risk management

Business banking

Risk assessment

Client communication

Problem solving

Interpersonal skills

Driver's license

Computer literacy

Education

Matric

Bachelor’s Degree in Finance/Legal

FSCA-approved qualification preferred

Job description

Senior Credit Risk Advisor required in Pinetown, Durban.

Seeking a Senior Credit Risk Advisorto minimise customer risk by gathering, analysing and sharing all relevant market, risk, debtor and financial information to identify possible risks to customer and suggesting mitigating actions.

Salary: R35 000 – R45 000 per month (Depending on relevant experience and qualifications).

Minimum Requirements:

• Well presented and professional person
• Fully bilingual with excellent English proficiency
• Confident communicator and comfortable engaging with business owners and financial decision makers
• Matric
• Financial/Legal Bachelor’s Degree, Diploma and/or FSCA-approved qualification preferred
• Minimum 5 years’ recent experience as a Credit Risk Manager or Advisor essential
• 2 to 5 years experience in business banking ideal
• Able to do basic level assessments to advise on risk profile and highlight related strengths and weaknesses
• Problem solving & conflict handling skills, attention to detail
• Strong communication and interpersonal skills
• Driver’s license and own vehicle required
• Computer literateStable employment record and contactable references
• Residing in/near Durban (within daily commuting distance from Durban
• To start as soon as possible

Duties and Responsibilities:

• Full Credit Risk Advisory management duties
• Visit stakeholder to ensure business continuity and up to date information (Debtors, Attorneys, Insurers, marketing-, Business Rescue- & Liquidation Meetings etc.) (Client-facing role)
• Develop possible solutions to minimise client risk based on risk category.
• Management of all aspects of client’s account and monitoring account to ensure quality of service provided
• Manage and report on Debt Recovery Files
• Policy management and claims handling