Compliance and Risk Officer

Dananda Talent; Johannesburg; On-site; ZAR 500,000 - 700,000; Full time

Job summary

Dananda Talent is seeking an experienced Compliance Officer to lead FICA and NCA compliance initiatives in Johannesburg. In this role you will perform customer due diligence (CDD/EDD), monitor regulatory compliance and help identify risks across the business.

You will develop and update policies, train staff, assist with audits and prepare management reports. The position emphasizes governance, risk mitigation and compliance oversight.

Qualifications

• A qualification in Risk Management, Compliance Management, Credit Management, Law, Finance or related field.
• A BCom Degree will be advantageous.
• A Diploma or Certification in AML, FICA Compliance or Compliance Management will be highly advantageous.
• Minimum of 3–5 years' experience in Compliance, Risk Management, Credit Control or FICA Compliance.
• Proven practical experience in FICA and NCA compliance is non-negotiable.
• Experience in corporate compliance, financial services, credit or legal environment is essential.

Responsibilities

• Managing the company's FICA compliance programme.
• Ensuring ongoing compliance with the National Credit Act.
• Conducting customer due diligence (CDD) and enhanced due diligence (EDD) processes.
• Monitoring regulatory compliance across the business.
• Identifying legal, operational and compliance risks and recommending corrective actions.
• Assisting with compliance audits and regulatory inspections.
• Developing and maintaining compliance registers.
• Reviewing and updating compliance policies and procedures.
• Providing guidance and training to staff on compliance requirements.
• Monitoring credit-related compliance and supporting the Credit Committee.
• Assisting with credit risk assessments and approval processes.
• Preparing compliance, credit risk and regulatory reports for management.
• Supporting the Legal Department with legal administration and documentation where required.
• Assisting with regulatory reporting and ad hoc compliance projects.

Skills

FICA compliance

NCA compliance

Regulatory risk management

Compliance monitoring

Policy drafting

Microsoft 365

Education

BCom Degree

AML/FICA/Compliance certification

Tools

Microsoft 365

Job description

Key Responsibilities

• Managing the company's FICA compliance programme.
• Ensuring ongoing compliance with the National Credit Act.
• Conducting customer due diligence (CDD) and enhanced due diligence (EDD) processes.
• Monitoring regulatory compliance across the business.
• Identifying legal, operational and compliance risks and recommending corrective actions.
• Assisting with compliance audits and regulatory inspections.
• Developing and maintaining compliance registers.
• Reviewing and updating compliance policies and procedures.
• Providing guidance and training to staff on compliance requirements.
• Monitoring credit-related compliance and supporting the Credit Committee.
• Assisting with credit risk assessments and approval processes.
• Preparing compliance, credit risk and regulatory reports for management.
• Supporting the Legal Department with legal administration and documentation where required.
• Assisting with regulatory reporting and ad hoc compliance projects.

Desired Qualifications and Experience (Essential)

• A qualification in Risk Management, Compliance Management, Credit Management, Law, Finance or a related field.
• A BCom Degree will be advantageous.
• A Diploma or Certification in Anti-Money Laundering (AML), FICA Compliance or Compliance Management will be highly advantageous.
• A minimum of 35 years' experience in Compliance, Risk Management, Credit Control or FICA Compliance.
• Proven practical experience in FICA compliance and National Credit Act (NCA) compliance is non-negotiable.
• Previous experience in a corporate compliance, financial services, credit or legal environment is essential.

Professional and Technical Skills

• Thorough knowledge of FICA legislation and compliance requirements (non-negotiable).
• Thorough knowledge of the National Credit Act (NCA) and related credit legislation (non-negotiable).
• Strong understanding of credit risk management principles.
• Ability to identify, assess and mitigate compliance and operational risks.
• Experience conducting compliance monitoring and internal compliance reviews.
• Knowledge of regulatory reporting requirements.
• Proficiency in Microsoft 365 (Word, Excel, Outlook and SharePoint).
• Experience drafting policies, procedures and compliance documentation will be advantageous.

Personal Attributes

• High level of integrity, confidentiality and professionalism.
• Strong analytical and problem-solving skills.
• Excellent attention to detail, organisational and planning abilities.
• Self-motivated and proactive, with the ability to prioritise and meet deadlines.
• Excellent interpersonal and communication skills.
• Ability to work independently and as part of a multidisciplinary team.