Commercial Underwriter (Short-Term)

Headhunters; Gqeberha; On-site; ZAR 300,000 - 600,000; Full time

Job summary

Headhunters in the Eastern Cape, Port Elizabeth, is recruiting a Commercial Underwriter (Short-Term) to administer and manage a portfolio of commercial insurance policies, obtain quotations, compare policy benefits, and prepare client recommendations.

The ideal candidate has RE5 completed, Class of Business (Commercial Lines), a minimum of 2 years’ underwriting experience in Short-Term Insurance, and strong knowledge of policy structures.

Qualifications

• Grade 12 / Matric Certificate.
• Minimum NQF Level 4 qualification in Short-Term Insurance.
• Class of Business certification (Commercial Lines).
• RE5 Representative Examination completed.
• Minimum of 2 years’ experience in Commercial Underwriting within the Short-Term Insurance industry.
• Strong understanding of commercial insurance products and policy structures.
• Proficient in Microsoft Outlook and Microsoft Office applications.
• Fully bilingual in Afrikaans and English (verbal and written).
• Ability to work accurately under pressure and meet strict deadlines.
• Professional, client-centric approach with strong attention to detail.

Responsibilities

• Administer and manage a portfolio of commercial insurance policies.
• Obtain quotations, compare policy benefits, and prepare recommendations for clients.
• Process new business, renewals, endorsements, cancellations, and policy amendments.
• Review client risk profiles and ensure appropriate cover is maintained.
• Liaise with insurers and underwriters regarding policy requirements and risk acceptance.
• Ensure underwriting activities comply with regulatory and company requirements.
• Maintain accurate policy records and client documentation.
• Ensure all policy schedules, endorsements, and correspondence are issued timeously.
• Monitor renewal dates and proactively engage clients regarding renewals.
• Process premium adjustments and policy amendments accurately.
• Maintain high levels of administrative accuracy and compliance.

Skills

Bilingual: Afrikaans & English

Attention to detail

Works under pressure

Client-centric

Education

Grade 12 / Matric Certificate

NQF Level 4 Short-Term Insurance

Class of Business: Commercial Lines

RE5 Representative Examination

Tools

Microsoft Outlook

Microsoft Office

Job description

• Class of Business certification (Commercial Lines).
• RE5 Representative Examination completed.
• Minimum of 2 years’ experience in Commercial Underwriting within the Short-Term Insurance industry.
• Strong understanding of commercial insurance products and policy structures.
• Proficient in Microsoft Outlook and Microsoft Office applications.
• Fully bilingual in Afrikaans and English (verbal and written).
• Ability to work accurately under pressure and meet strict deadlines.
• Professional, client-centric approach with strong attention to detail.

Description

Requirements:

• Grade 12 / Matric Certificate.
• Minimum NQF Level 4 qualification in Short-Term Insurance.
• Class of Business certification (Commercial Lines).
• RE5 Representative Examination completed.
• Minimum of 2 years’ experience in Commercial Underwriting within the Short-Term Insurance industry.
• Strong understanding of commercial insurance products and policy structures.
• Proficient in Microsoft Outlook and Microsoft Office applications.
• Fully bilingual in Afrikaans and English (verbal and written).
• Ability to work accurately under pressure and meet strict deadlines.
• Professional, client-centric approach with strong attention to detail.

Advantageous Experience:

Candidates with experience working on any of the following insurer and underwriting platforms will be highly advantageous:

• Santam
• Old Mutual Insure
• One Web (OneSure)
• Discovery Insure

Key Responsibilities:
Commercial Underwriting

• Administer and manage a portfolio of commercial insurance policies.
• Obtain quotations, compare policy benefits, and prepare recommendations for clients.
• Process new business, renewals, endorsements, cancellations, and policy amendments.
• Review client risk profiles and ensure appropriate cover is maintained.
• Liaise with insurers and underwriters regarding policy requirements and risk acceptance.
• Ensure underwriting activities comply with regulatory and company requirements.

Policy Administration

• Maintain accurate policy records and client documentation.
• Ensure all policy schedules, endorsements, and correspondence are issued timeously.
• Monitor renewal dates and proactively engage clients regarding renewals.
• Process premium adjustments and policy amendments accurately.
• Maintain high levels of administrative accuracy and compliance.

Claims Administration

• Assist clients with the claims process from notification through to settlement.
• Gather supporting documentation and liaise with insurers and assessors.
• Monitor claim progress and provide regular updates to clients.
• Ensure claims are handled professionally and efficiently to achieve positive client outcomes.

Client Relationship Management

• Build and maintain strong relationships with clients, insurers, and service providers.
• Provide professional advice and support regarding insurance products and policy cover.
• Respond promptly to client queries and requests.
• Identify opportunities to enhance client retention and service delivery.

Compliance and Risk Management

• Ensure compliance with FAIS legislation, FICA requirements, and industry regulations.
• Maintain accurate client records and supporting documentation.
• Adhere to company operating standards, service level agreements, and internal procedures.
• Stay informed of industry developments, product changes, and legislative updates.

Commercial Underwriter (Short-Term) Eastern Cape, Port Elizabeth