2027 Graduate Programme: Advanced Analytics

Woolworths Financial Services; Wes-Kaap; On-site; ZAR 240,000 - 360,000; Full time

Job summary

Woolworths Financial Services in Cape Town is seeking graduates from the class of 2025/2026 to join Africa’s leading Graduate Programme in retail banking. You will rotate through the Credit Risk Office, focusing on Acquisition Risk, ECM Risk, HRAM, and Portfolio Performance, gaining hands-on experience in analytics and decision making.

Expect training in data analysis, SAS/SQL programming, modelling techniques and MI reporting, plus exposure to stakeholder management and the full credit life

Qualifications

• University degree in Statistics, Mathematics, Data Science/Analytics, Actuarial Science, Business, Economics, Information Systems, Computer Science or Finance.
• Recent graduates (last 12 months) or those who will graduate this year.
• Strong analytical mindset and comfort with data-driven decision making.

Responsibilities

• Portfolio Strategy Tracking and Analysis
• Forecasting and Monthly MI Production
• Lead and Assist with Analytical Projects
• Stakeholder and Resource Management
• Supporting Analysts within the functional teams
• Adhere to required Quality and Governance Standards

Skills

Data analytics

SAS/SQL programming

Problem solving

Teamwork

Education

University degree (Statistics, Mathematics, Data Science/Analytics, Actuarial Science, Business, Economics, Information Systems, Computer Science, Finance)

Job description

Are you a graduate from the class of 2025/2026 ready to dive into the dynamic world of retail banking in the heart of Cape Town? We’re looking for Africa’s brightest minds to join the Woolworths Financial Services’ Graduate Programme. Maximize your potential, gain exciting industry insights, and collaborate with our top-tier analytical teams to deliver impactful business solutions. Don’t miss this opportunity to launch your career with us.

A graduate programme to develop a detailed understanding of the functional units making up the Credit Risk Office (CRO). Focusing on, but not limited to: Acquisition Risk, Existing Customer Management (ECM) Risk, High Risk Account Management (HRAM), Portfolio Performance, Profitability, Impairment, Collections and Fraud Strategy. Graduates will also receive exposure to Customer Analytics as well as Growth in the Chief Customer Office (CCO).

During the programme the candidate will acquire many technical skills which will efficiently equip them as they progress through the different functional units.

Functions will include, but are not limited to: Data analysis, SAS/SQL programming, modelling techniques, strategic thinking, customer analytics and insights, monitoring and tracking of management information (MI).

In addition, the candidate will gain insights in stakeholder management, as well as a general grasp of our range of credit products and the entire customer life cycle.

Key Responsibilities

• Portfolio Strategy Tracking and Analysis
• Forecasting and Monthly MI Production
• Lead and Assist with Analytical Projects
• Stakeholder and Resource Management
• Supporting Analysts within the functional teams
• Adhere to required Quality and Governance Standards

MINIMUM QUALIFICATION:

• University degree in any of the following:
• Statistics
• Mathematics
• Data Science/Analytics
• Actuarial Science
• Business
• Economics
• Information Systems
• Computer Science
• Finance

EXPERIENCE REQUIRED:

• Candidates who have recently graduated from university (last 12 months) or will graduate this year.

PERSONAL ATTRIBUTES:

• Curiosity and passion for understanding data.
• Analytical, with an affinity to solve problems.
• Ability to work under pressure in a fast paced, dynamic environment.
• Eager to embrace unfamiliar situations with a positive mind-set.
• Hard working and deadline driven.
• Team player

Woolworths Financial Services is a proud South African brand, who is committed to transformation. Meeting our employment equity goals will be taken into account in our recruitment decisions.