Wire Operations Specialist

RiseMe; Santa Ana (CA); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

401k with company match

Medical, dental, vision

Paid time off

Job summary

Banc of California is hiring a Wire Operations Specialist to process and monitor domestic and international wire transfers, ensuring compliance with OFAC, BSA/AML, and applicable regulations.

The role collaborates with internal partners and branch personnel to ensure timely and accurate transfers, while maintaining strong controls and documentation for audits. A fast-paced environment requires attention to detail and team coordination.

Qualifications

• Minimum one year of banking operations, payment operations, or wire transfer experience.
• Strong analytical and problem-solving skills.
• Ability to work independently and as part of a team.

Responsibilities

• Process domestic and international wire transfers including USD and foreign currency.
• Perform client verification and authentication reviews for wire instructions.
• Research and resolve wire transfer exceptions and inquiries within set service levels.
• Support audits and regulatory compliance initiatives.
• Maintain records and execute start/end of day processing activities.

Skills

Attention to detail

Data entry

Analytical thinking

Communication skills

Education

High school diploma or equivalent

Tools

Microsoft Office (Outlook, Excel, Word)

Job description

BANC OF CALIFORNIA AND YOUR CAREER

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation’s premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreet™. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.

At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best. Together we win!

THE OPPORTUNITY

The Wire Operations Specialist is responsible for processing, monitoring, and supporting domestic and international wire transfer activities while ensuring adherence to regulatory requirements, operational controls, and service level expectations. This position supports the Wire Operations & Exceptions Management team by performing wire transfer processing, transaction monitoring, exception research and resolution, and related operational functions. The Wire Operations Specialist works closely with internal business partners, branch personnel, Treasury Management, and Wire Operations & Exceptions Management leadership to ensure the timely and accurate execution of wire transfers while maintaining compliance with applicable requirements, including OFAC, BSA/AML, and wire transfer regulations. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

HOW YOU’LL MAKE A DIFFERENCE

• Process domestic and international wire transfers, including USD and foreign currency transactions, through multiple payment systems, including SWIFT and the Federal Reserve.
• Perform client verification, callback procedures, and authentication reviews to validate wire instructions, identify discrepancies, and escal et suspicious activity or exceptions in accordance with Bank policies, fraud prevention controls, and regulatory requirements.
• Review, monitor, and reconcile wire transfer activity and operational reports to ensure accuracy, completeness, timely reporting, and compliance with internal controls and regulatory requirements.
• Conduct OFAC screening reviews and support the identification, escalation, and resolution of operational risks, suspicious activity, processing discrepancies, and control exceptions.
• Execute daily Start-of-Day and End-of-Day processing activities, maintain transaction records, process customer wire advice notifications, and perform data entry and verification across operational systems.
• Research and resolve wire transfer exceptions, processing issues, and transaction inquiries within established service levels while partnering with internal departments and branch personnel to deliver effective client support.
• Support audits, examinations, internal reviews, and compliance initiatives by providing accurate documentation and adhering to Bank policies, procedures, service standards, and operational controls.
• Follow all established policies and procedures.
• Perform other duties and projects as assigned.

WHAT YOU’LL BRING

• Minimum one (1) year of banking operations, payment operations, wire transfer, or comparable financial services experience.
• Experience performing client callback verification and authentication procedures for wire transfers or other high-risk financial transactions.
• Knowledge of fraud prevention practices, transaction verification controls, and customer authentication requirements within a banking environment.
• Basic understanding of wire transfer processing, operational controls, and banking regulations.
• Basic accounting, balancing, and reconciliation experience.
• Proficiency in Microsoft Office applications, including Outlook, Excel, and Word.
• Proficient data entry and keyboarding skills with a high degree of accuracy.
• Strong analytical and problem-solving skills with the ability to identify and resolve transaction issues.
• Exceptional attention to detail and accuracy when processing high-volume transactions.
• Ability to prioritize multiple responsibilities and meet deadlines in a fast-paced environment.
• Strong verbal, written, and interpersonal communication skills.
• Demonstrated ability to work independently while collaborating effectively within a team environment.
• High school diploma or equivalent required.

HOW WE’LL SUPPORT YOU

• Financial Security: You will be eligible to participate in the company’s 401k plan which includes a company match and immediate vesting.
• Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
• Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
• Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off.
• Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.

Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.