Wire-ACH Specialist I

TransPecos Financial Corporation; San Antonio (TX); Hybrid; USD 30,000 - 41,000; Full time

Job summary

TransPecos Banks is seeking a Wire-ACH Specialist I to join our downtown San Antonio headquarters. The role focuses on processing wire transfers and ACH activity, supporting EFT operations, and assisting with general ledger and business continuity tasks.

The position requires accuracy, confidentiality, and ability to adapt to processing deadlines. Key duties include daily wire/ACH processing, stop payments, and project support.

Qualifications

• Banking experience with wires, ACH and exception processing.
• Understanding of NACHA rules and banking operations.
• Proficiency in Microsoft Excel and Office applications.

Responsibilities

• Support and complete operational tasks related to banking, ACH, check and wires including daily processing of incoming and outgoing wire transfers, ACH files, and check exceptions.
• Process government matters, ACH stop payments, and Written Statements of Unauthorized ACH Debits per regulations and policies.
• Assist with EFT-related projects and provide reports/analysis of EFT records.
• Carry out day-to-day banking operations including cash handling, vault/teller balancing, with confidentiality.
• Prepare and send business correspondence and manage multiple projects as assigned by Senior Management.

Skills

Wires

ACH processing

Exception processing

Banking operations

Tools

Microsoft Excel

Microsoft Office

Job description

Job Description

Job Title: Wire-ACH Specialist I

This position is based in our historic downtown San Antonio headquarters.

Summary

The Wire-ACH Specialist I at TransPecos Banks performs multiple functions related to Electronic Funds Transfers (EFTs); supports the life cycle of wire and Automated Clearing House (ACH) transfer transactions; assists with online banking feature and general ledger; supports the Business Continuity Plan work schedule as determined by workflow and processing requirements.

Wage Type: Hourly, Non-exempt

To perform this job successfully, an individual must be able to perform each of the essential duties satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Support and complete operational tasks related to banking, ACH, check, and wires; including daily processing of incoming and outgoing wire transfers, ACH files, check exception processing; collections; internal and quality controls monitoring.
• Process government reclamations, ACH stop payment requests, and Written Statement of Unauthorized ACH Debits according to regulations and established policies and procedures.
• Process proof of authorization requests from beginning to end.
• Assist with various EFT related projects assigned to the department.
• Provide reports and analysis of financial accounts and EFT records on a regular basis.
• Prepare and send business correspondence.
• Manage various projects assigned.
• Carry out day-to-day banking operations — including cash handling, transaction processing, and vault/teller balancing — with the utmost confidentiality.
• Flexible working schedule contingent around processing deadlines, we have a VIP customer that may require service after hours.
• Carry out responsibilities with professionalism, respect for others, in accordance with the organization's policies, procedures and applicable laws.
• Other duties as assigned including backup for other operation functions.
• Manage multiple projects as assigned by Senior Management as needed.
• Carries out responsibilities in a manner consistent with our values and operating principles, in accordance with policy and applicable laws, and with a commitment to continuous improvement and process excellence.
• Any other duties as assigned.
• Accurate & timely EFT processing, accounting processing and reconciliations according to policies, procedures and applicable laws and regulations.

Organizational Structure

Reports to: Manager, Banking Operations

Qualifications

Required

• Banking Experience: Wires, ACH, Exception Processing
• Understanding of NACHA rules
• Good understanding of banking operations
• High Proficiency in Microsoft Office; including Excel.

Desired Skills

• Wire and ACH Processing Proficiency
• Financial Compliance Knowledge
• Data Security Knowledge
• Quality Control
• Documentation and Record-Keeping

Talents

• Strong positivity and ability to work well in a team environment
• Mission driven, competitive, goal oriented, and motivated to develop themselves and others
• Energetic, resourceful, and appropriate work intensity to get the work done
• Strong people acumen and relationship skills; Naturally pre-disposed to quickly establish positive personal and professional relationships

Other

• Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.
• Must be able to lift to 20 pounds.

TransPecos Banks will not accept unsolicited resumes from any source other than the candidate. We will consider any candidate for whom an Agency submits an unsolicited resume, to have been referred to us by the Agency free of any charges or fees, other than those agencies we engage on a specific search. TransPecos Banks will not pay a fee for any placement resulting from the receipt of an unsolicited resume.