Wire / ACH Specialist

City National Bank; Cross Lanes (WV); On-site; USD 45,000 - 65,000; Full time

Job summary

City National Bank in Cross Lanes, WV is seeking an experienced clerk responsible for daily processing of wire transfers, ACH, TT&L, currency orders and savings bonds.

You will review documentation, submit to the Federal Reserve Bank, monitor for fraud, ensure funds availability, and adhere to regulatory policies; the role involves indoor work with potential for light physical tasks and a focus on accuracy.

Qualifications

• High school diploma or GED required.
• 3–5 years general banking experience.
• Proficiency with Word and Excel.
• Knowledge of bank reconciliation procedures.
• Work is indoors in controlled conditions.
• Typically sit with some standing and light carrying.
• Reasonable accommodations may be made for disabilities.

Responsibilities

• Loads morning and evening ACH file.
• Collects, confirms and submits savings bonds to the Federal Reserve Bank on behalf of all Branches.
• Collects, confirms and submits TT&L reporting for Branches to the Federal Reserve Bank.
• Collects and submits currency orders to the Federal Reserve Bank.
• Handles calls from branches and customers.
• Monitors BSA for fraudulent activity.
• Submitting large-dollar, irrevocable wire transfers to the Federal Reserve Bank.
• Quality control prior to processing wire transfers, including authorization and documentation verification.
• Adheres to regulatory compliance policies and procedures.

Skills

Computer proficiency

Banking operations

Attention to detail

Education

High school diploma or GED

Tools

Word

Excel

Bank reconciliation software

Job description

Equal Opportunity Employer, Including Disability/VETS

Summary Description

Responsible for daily processing of wire transfers, ACH, TT&L, currency orders and shipments, savings bonds and Social Security auto enrollments.

Essential Functions

• Loads morning and evening ACH file
• Collects, confirms and submits savings bonds to the Federal Reserve Bank on behalf of all Branches
• Collects, confirms and submits TT&L reporting for Branches to the Federal Reserve Bank
• Collects and submits currency orders to the Federal Reserve Bank
• Handles appropriate branch and customer calls.
• Monitors BSA for fraudulent activity
• Responsible for submitting LARGE dollar, IRREVOCABLE wire transfers to the Federal Reserve Bank
• Responsible for quality control prior to processing wire transfer, including determining appropriate authorization on wire transfer forms, confirming supporting documentation and verifying funds availability
• Adherence to all regulatory compliance policies and procedures

Position Requirements

• High school diploma or GED.
• Minimum of 3 - 5 years general banking experience
• Demonstrated proficiency in computer skills, including Word and Excel
• Knowledge of bank reconcilement procedures
• Work is generally performed indoors in environmentally controlled conditions
• Typically the employee may sit to perform the work. However, there may be some standing, walking, bending and carrying of light items in the course of the work
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions