Wholesale Payments Senior Solutions Consultant

Truist; Charlotte (NC); On-site; USD 190,000 - 240,000; Full time

Benefits offered by this job

Medical insurance

Dental & Vision

401(k) plan

Paid vacation

Paid holidays

Disability insurance

Job summary

Truist Financial Corporation in Charlotte, NC is seeking a seasoned treasury leader to serve as a subject‑matter expert across treasury management, payments and related services. You will partner with Sales Officers and executives to craft strategic solutions and guide them from qualification through implementation.

The role requires coordinating with product teams, presenting value propositions to C‑suite audiences, and driving adoption of electronic payments and API integrations.

Qualifications

• Bachelor's degree and extensive treasury consulting experience.
• CTP certification or equivalent treasury credential.
• 10+ years in financial institutions with treasury management consulting.
• Strong presentation and consultative sales abilities for executive audiences.
• Extensive knowledge of payments, settlements and related tech.
• Translate complex requirements into scalable technology solutions.

Responsibilities

• Serve as primary technical product expert across payment solutions.
• Lead stakeholders to form deal teams for large treasury opportunities.
• Demonstrate TRUIST's value during sales calls and implementations.
• Collaborate with product management on new ideas and integrations.
• Engage C-suite and cross-functional teams to drive alignment and results.
• Support proposals for complex integration questions in RFP/RFI responses.

Skills

Treasury management

API integration

Engage C-suite

Analytical skills

Cross-functional collaboration

Sales support

Technology integrations

ERP systems

Education

Bachelor’s degree in Finance/Accounting/Economics/Business/Math/CS

Certified Treasury Professional (CTP)

Tools

XMLSpy

Postman

Swagger/OpenAPI

ERP systems

BAI/BAI2/CAMT

SWIFT

Job description

Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Essential Duties and Responsibilities

• Operate as a resource for Sales Officers with assigned responsibility for specific subject matter needs that may encompass any range of solutions across the Cash Management/Treasury Management, Commercial Deposits, Retail Payments, International Services and Payroll Services business units.
• Serve as the primary technical product expert to span all relevant channels and lines of business to engineer and articulate strategic product alternatives to “C” level executives and business owners.
• Assess, assemble, coordinate and lead stakeholders to function as deal teams for larger, complex payment business opportunities.
• Participate in individual and joint sales calls with Treasury Management Sales Officers to identify needs and establish and demonstrate TRUIST’s value proposition as part of the sale and implementation of integrated payments solutions.
• Interact in the sales process to cover all steps of client or prospect qualification, situation analysis, solution presentation, issue resolution, close and implementation including: technical evaluation of client’s environment or situation, product demonstration, positioning of solutions against competitor offerings, resolution of technical objections, close of technical sale, implementation support and follow‑up to ensure demonstration of value proposition conveyed during the sales process.
• Interact regularly with Product Management to identify and consult on new product ideas, recommend creative/innovative application of existing products, share competitive intelligence, and serve as a resource for concept testing and product launch.
• Gather, analyze and track industry trends around assigned area of expertise. Develop and deliver formal presentations for both internal and external use based on observed trends.
• Serve as a subject matter expert in Treasury Management training activities.
• Participate in focus groups and business case development activities to determine market potential.
• Maintain superior level of industry knowledge and be capable of moving clients from paper to electronic offerings.
• Engage clients and facilitate whiteboard sessions to help with reengineer Payables and Receivables processes, driving process improvement and solution adoption.
• Experience engaging C-suite leaders and collaborating seamlessly with cross-functional teams at all organizational levels to drive alignment and results.
• Advising corporate clients on finance and treasury transformation, leading technology enhancements, and delivering end‑to‑end implementation of advanced treasury and payment solutions.
• Experience working directly within corporate environments performing core treasury, AP/AR, and IT integration activities, with a strong ability to translate complex operational needs into scalable, technology‑driven outcomes.
• Experience in facilitating collaborative sessions and conducting ethnographic research to help clients re‑engineer Payables and Receivables processes, optimizing workflows and technology integration.

Qualifications

• 1. Bachelor’s degree in Finance, Accounting, Economics, Business, Mathematics, Computer Science, or equivalent education and related training.
• 2. Ten years of financial institutional experience, including eight years of experience in Treasury Management specifically on the consulting side.
• 3. Certified Treasury Professional CTP)
• 4. Consultative sales ability, able to make presentations to small and large audiences.
• 5. Overall knowledge of corporate treasury operations, working capital management, domestic and international payments, collection and clearing systems, and supporting technologies.
• 6. Mastery of general technology concepts and applications, including protocols for data transmission and integration of systems, security, data formats, treasury workstations, and Enterprise Resource Planning (ERP) and TMS systems.
• 7. Comprehensive experience in transitioning clients from paper to electronic alternatives.
• 8. Ability to quantify benefits to proposed solutions in terms of financial and business process value proposition.
• 9. Ability to identify unfilled client needs and think creatively in the application of products as business solutions.
• 10. Ability to work independently.
• 11. Strong analytical and problem‑solving skills.
• 12. Demonstrated proficiency in basic computer applications like XMLSpy, Postman, Swagger, OpenAPI Tools.
• 13. Advanced knowledge of emerging payment types and platforms, including Real‑Time Payments (RTP), Zelle, Virtual Card (V‑Card), Integrated Payables, and Foreign Exchange (FX) solutions, Integrated Receivables and Lockbox.
• 14. Demonstrated expertise in API integration and embedded finance, with the ability to advise clients on leveraging these technologies for enhanced payment automation and connectivity.
• 15. Support the proposal writing team in RFP/RFI responses for non‑standard, complex integration questions to accurately reflect product and integrations capabilities.
• 16. In‑depth understanding of file format industry standards, including but not limited to: International Organization for Standardization American National Standards Institute (ANSI X12 for Electronic Data Interchange (EDI)) (ISO 20022) Bank Administration Institute standards (BAI / BAI2 CAMT) SWIFT Message Types National Automated Clearing House Association (NACHA) Other relevant payment and data transmission standards General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:

• All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.
• Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401k plan to teammates.
• Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
• For more details on Truist’s generous benefit plans, please visit our Benefits site.
• Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.
• As you advance through the hiring process, you will also learn more about the specific benefits available for any non‑temporary position for which you apply, based on full‑time or part‑time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work About Truist Truist is a purpose‑driven financial services company, formed by the historic merger of equals of BB&T and SunTrust. We serve clients in a number of high‑growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com.