Wholesale Credit Risk Forecasting Analyst (CECL/CCAR)

JPMorgan Chase & Co.; Plano (TX); On-site; USD 120,000 - 150,000; Full time

Job summary

JPMorgan Chase & Co. in Plano, TX, seeks a Wholesale Credit Risk Loan Loss Forecasting Associate to help shape the firm’s wholesale credit loss estimates across over $1 trillion in exposure.

You will work with Risk, Finance, and senior leaders to deliver analytics, modernize processes, and inform quarterly allowances and stress tests. The role emphasizes quantitative analysis, CECL and CCAR familiarity, and collaboration across risk, finance, and technology teams.

Qualifications

• Bachelor's degree in Business, Finance, Economics, or a related quantitative discipline
• 3+ years of experience in credit risk, loan loss forecasting, financial analysis, or a quantitative function in financial services
• Familiarity with CECL credit loss accounting standards and CCAR stress testing requirements
• Proficiency in SQL and Python for data extraction, transformation, and analysis
• Experience with data analytics platforms and BI tools included in the qualifications

Responsibilities

• Review allowance and stress testing results for reasonability and alignment with trends
• Assess risks and support estimation of qualitative loan loss reserves
• Calculate and translate key modeling parameters into loss estimates
• Develop CECL methodology expertise and ensure consistency with CCAR
• Perform portfolio trend and sensitivity analyses across macroeconomic scenarios
• Prepare and present materials to senior management and stakeholders
• Collaborate across lines of business to drive consensus and execution

Skills

Credit risk knowledge

Quantitative analysis

CECL awareness

Regulatory familiarity

Communication skills

Education

Bachelor's degree in Business, Finance, Economics, or related quantitative discipline

MBA / CFA / FRM or related advanced degree or certification

Tools

SQL

Python

Alteryx

Databricks

ThoughtSpot

VSCode

Tableau Desktop

Microsoft Excel

PowerPoint

Job description

JPMorgan Chase & Co. in Plano, TX, seeks a Wholesale Credit Risk Loan Loss Forecasting Associate to help shape the firm’s wholesale credit loss estimates across over $1 trillion in exposure.

You will work with Risk, Finance, and senior leaders to deliver analytics, modernize processes, and inform quarterly allowances and stress tests. The role emphasizes quantitative analysis, CECL and CCAR familiarity, and collaboration across risk, finance, and technology teams.