Wholesale Credit Risk Forecasting Analyst

JPMorgan Chase & Co.; New York (NY); On-site; USD 130,000 - 180,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Wholesale Credit Risk Loan Loss Forecasting Associate in New York to shape the integrity and quality of wholesale credit loss estimates across client exposures.

You will collaborate with senior leaders across Risk, Finance, and the broader firm to deliver high-quality analytics that inform quarterly allowance and stress testing exercises. The role requires 3+ years in financial services, strong knowledge of CECL and CCAR, and proficiency with Excel and data

Qualifications

• Bachelor's degree in Business, Finance, Accounting, or a related field.
• 3+ years of experience within the financial services industry.
• Familiarity with CECL credit loss accounting standards.
• Knowledge of CCAR regulatory framework and stress testing requirements.

Responsibilities

• Review top-level and loan-level allowance and stress testing results for reasonability, accuracy, and alignment with portfolio trends.
• Assess risks and support estimation of qualitative loan loss reserves, incorporating management judgment, industry data, and emerging or idiosyncratic risk factors.
• Calculate, analyze, and communicate key modeling parameters — including Probability of Default, Loss Given Default, Exposure at Default, and Rating Migration — and translate these into actionable loss estimates.
• Develop and deepen expertise in allowance and stress testing estimation processes, informing methodology across CECL and CCAR forecasting exercises.
• Take part in portfolio trend and sensitivity analyses across macroeconomic scenarios, portfolio stress tests, and assumption changes to support strategic decision-making.
• Prepare and present materials to senior management and firmwide stakeholders, tailoring messaging and level of detail to diverse audiences.
• Collaborate across lines of business and with partners in Corporate Finance, External Reporting, Quantitative Research, Model Risk, and Technology to drive consensus and execute on shared objectives.

Skills

Communication skills

Collaboration

Microsoft Excel

PowerPoint

Analytical thinking

Credit risk knowledge

Education

Bachelor's degree in Business/Finance/Accounting

Advanced degree or CFA/FRM (preferred)

Tools

Tableau

Alteryx

Job description

JPMorgan Chase & Co. is seeking a Wholesale Credit Risk Loan Loss Forecasting Associate in New York to shape the integrity and quality of wholesale credit loss estimates across client exposures.

You will collaborate with senior leaders across Risk, Finance, and the broader firm to deliver high-quality analytics that inform quarterly allowance and stress testing exercises. The role requires 3+ years in financial services, strong knowledge of CECL and CCAR, and proficiency with Excel and data