Wholesale Credit Review Officer, Executive Director

Testing Site - JPMC; Jersey City (NJ); On-site; USD 120,000 - 180,000; Full time

Job summary

Testing Site - JPMC is seeking a Wholesale Credit Review Officer to safeguard the firm's credit quality and regulatory compliance in global portfolios. You will independently assess risk ratings across wholesale credit portfolios and collaborate with stakeholders to drive accurate, consistent risk assessments.

The role requires 10+ years in credit analysis and strong analytical/reporting skills, with proficiency in Microsoft Office and a solid understanding of risk rating policies.

Qualifications

• 10+ years of relevant credit experience with extensive credit experience in analyzing industrial corporations and/or financial institutions.
• Proficient in Microsoft Office applications.
• Strong analytical and report writing skills.
• Understanding of Large Language Models and working with large data sets.

Responsibilities

• Lead a team of Credit Review Officers in wholesale portfolio reviews, chair meetings, coordinate review files, and supervise documentation.
• Participate in reviews led by other team members, analyze client files and contribute to review meetings.
• Monitor assigned industry-based or geography-based portfolios, maintaining regular contact with credit executives and recording observations.
• Lead discussions during quarterly Risk Assessment meetings to position and rank portfolios based on risk parameters.
• Serve as an information resource on risk rating policy and analysis for credit officers and external examiners.

Skills

Credit analysis

Risk management

Report writing

Microsoft Office

Data analysis

LLMs

Education

Bachelor's degree

Job description

As a Wholesale Credit Review Officer within our credit management team, you will play a pivotal role in protecting the firm's financial integrity and supporting our commitment to excellence in credit management. Join us and make a meaningful impact by upholding the highest standards of credit quality and regulatory compliance. As a Wholesale Credit Review Officer, you will play a pivotal role in protecting the firm's financial integrity and supporting our commitment to excellence in credit management.

In this role, you will independently assess risk ratings across global credit portfolios, monitor industry trends, and collaborate with stakeholders to ensure accuracy and compliance. You will be part of a team that values diverse perspectives and fosters a culture of continuous improvement. Your expertise in credit analysis will help drive informed decisions and maintain the firm's reputation for rigorous risk management.

Job Responsibilities

• Lead a team of Credit Review Officers in reviews of wholesale credit portfolios, chairing meetings, coordinating review files, and supervising documentation.
• Participate in reviews led by other team members, analyzing client files and contributing to review meetings.
• Monitor assigned industry-based or geography-based portfolios, maintaining regular contact with credit executives and recording observations.
• Lead discussions during quarterly Risk Assessment meetings to position and rank portfolios based on risk parameters.
• Serve as an information resource on risk rating policy and analysis for credit officers and external examiners.

Required qualifications, capabilities, and skills

• 10+ years of relevant work experience with extensive credit experience analyzing industrial corporations and/or financial institutions in roles such as credit/loan review, corporate lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervision.
• Proficient in Microsoft Office applications.
• Strong analytical and report writing skills.
• Understanding of Large Language Models and working with large data sets.

Preferred qualifications, capabilities, and skills

• Bachelor's degree or equivalent desirable.
• Persuasive verbal communication skills with peers, stakeholders, and external examiners.
• Planning, project leadership, and teamwork skills.