Credit Review - Vice President

Testing Site - JPMC; Plano (TX); Vor Ort; USD 120.000 - 180.000; Vollzeit

Zusammenfassung

Testing Site - JPMC in Plano, TX seeks a Credit Review Vice President to plan and execute periodic credit reviews and guide the team in evaluating commercial loan transactions. You will assess underwriting quality, risk grading accuracy, credit mitigation actions, and controls supporting credit quality.

You will monitor risk trends across portfolios, participate in meetings with stakeholders, and help ensure independent, timely risk assessments while maintaining strong collaboration with Credit

Qualifikationen

• Minimum 10 years commercial credit experience.
• Bachelor's degree in Accounting, Finance, Economics, or related discipline.
• Strong analytical skills in credit risk assessment.
• Excellent verbal and written communication skills with management.

Aufgaben

• Lead a team of reviewers as reviewer-in-charge by chairing planning, kick-off, findings, and closing meetings.
• Participate in review meetings by preparing financial analyses and risk assessments.
• Monitor credit risk trends within assigned portfolios and attend portfolio review meetings.
• Serve as a resource on commercial credit risk and policy; partner with stakeholders to maintain independence.

Kenntnisse

Credit risk

Portfolio management

Financial analysis

Communication

Leadership

Travel

Ausbildung

Bachelor's degree in Accounting, Finance, Economics, or related discipline

Jobbeschreibung

This role provides great visibility to management and focuses on portfolios within the Corporate and Investment Bank, Wealth Management, and Business Banking lines of business!

As a Credit Review Vice President within our Credit Review team, you will take the lead in planning and executing periodic credit reviews, as well as participating in review assignments. Your role will involve guiding team members in activities that assess commercial loan transactions and conduct evaluations of underwriting and portfolio management. This will allow you to independently provide opinions on the adequacy of underwriting analysis, the accuracy and timeliness of risk grading decisions, the suitability of credit mitigation actions, and the effectiveness of the credit management process and key controls supporting credit quality. In between periodic reviews, you will independently monitor credit risk trends within assigned commercial lending portfolios, attend relevant meetings, and foster and maintain relationships with internal stakeholders responsible for credit approval.

Job Responsibilities

• Lead a team of reviewers as reviewer-in-charge by chairing the planning, kick-off, findings presentation, and closing meetings. Coordinate with the Credit Review Director on team assignments, define project scope, evaluate credit risk controls, communicate with management, review and assess findings, recommend corrective actions, write reports, and archive documents.
• Participate in Credit Review team-led reviews by preparing financial analyses and risk assessments, evaluating credit underwriting quality, recording findings, and engaging in review meetings.
• Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings.
• Serve as an information resource on commercial credit risk and policy. Partner with Credit Risk Management stakeholders to establish strong working relationships while maintaining independence.
• Ensure consistent application of firm wide Risk Policy as well as Credit Review Policies and Procedures.
• Complete special projects and research as assigned by the Credit Review Director.

Required qualifications, capabilities and skills

• Experienced credit professional with minimum 10-years commercial credit experience
• Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline.
• Demonstrated understanding of commercial credit principles and strong analytical skills.
• Excellent verbal and written communication and interpersonal skills required with ability to present complex and sensitive issues to management.
• Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to demonstrate personal responsibility and accountability.
• Proven ability and desire to learn quickly, be adaptable, and think strategically.
• Ability to manage multiple tasks concurrently, with a high sense of urgency.
• Works well individually and in teams, shares information, supports colleagues, and encourages participation.
• Ability to travel as required.

Preferred qualifications, capabilities and skills

• Background in commercial credit underwriting and credit risk management preferred
• Successful completion of formal credit training program preferred, but not necessary.
• Previous credit review experience is preferred, but not necessary.