Wholesale Credit Manager – AR & Collections Lead

L'agence; California; Hybrid; USD 105,000 - 115,000; Full time

Job summary

L'agence is seeking a Credit Manager in Commerce, CA to lead wholesale credit assessment, accounts receivable management, cash collection, and risk mitigation across domestic and international accounts. This role partners with Sales, Customer Service, and Operations to protect working capital and support revenue growth.

The ideal candidate will have 5+ years in wholesale credit/collections, familiarity with vendor portals and ERP systems, and a finance or business background.

Qualifications

• Bachelor’s degree in Finance, Accounting, or Business Administration required.
• NACM (CBA, CBF, or CCE) certification is a plus.
• Experience with wholesale credit, collections, and risk management preferred.

Responsibilities

• Establish, review, and adjust credit limits and payment terms for multi-brand boutiques and international accounts.
• Evaluate customer creditworthiness using financial statements, credit bureau reports, and references.
• Manage relationships with factoring partners or trade credit insurers and monitor credit lines.
• Regularly review aging accounts and advise on bad debt allowances or escalation paths.
• Oversee daily collections workflows and secure timely payments; review ERP holds with Sales to resolve issues.
• Prepare and present AR aging, DSO metrics, and cash-collection forecasts to finance leadership.

Skills

Credit assessment

Collections

Negotiation

Financial analysis

Vendor portals

Education

Bachelor’s degree in Finance

Bachelor’s degree in Accounting

Business Administration

NACM certification (CBA/CBF/CCE)

Tools

ERP systems

EDI/portal workflows

MS Excel

Job description

L'agence is seeking a Credit Manager in Commerce, CA to lead wholesale credit assessment, accounts receivable management, cash collection, and risk mitigation across domestic and international accounts. This role partners with Sales, Customer Service, and Operations to protect working capital and support revenue growth.

The ideal candidate will have 5+ years in wholesale credit/collections, familiarity with vendor portals and ERP systems, and a finance or business background.