Wealth Relationship Manager SAFE Act - IRVINE Bilingual in Mandarin/English

Citi; Irvine (CA); On-site; USD 83,920 - 125,880; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k) plan

Paid time off

Job summary

Citi is seeking a Wealth Relationship Manager in Irvine, California. This seasoned professional will leverage in-depth industry knowledge to enhance client relationships, provide tailored financial solutions, and ensure adherence to compliance standards. The candidate should be well-versed in financial planning, possess strong analytical skills, and be comfortable in a client-facing role.

The ideal candidate will have 5-8 years of experience, a background in financial services, and strong communication abilities. Benefits include competitive salary, medical, dental & vision coverage, and a supportive work environment.

Qualifications

• 5-8 years of experience in financial services.
• Knowledge of financial planning software is preferred.
• Registered with US FINRA: SIE, Series 6, 63, and 65 or Series 7 and 66.

Responsibilities

• Build relationships to enhance client portfolio.
• Anticipate client financial needs and offer solutions.
• Provide regular client engagement and organize events.

Skills

Analytical skills

Financial planning knowledge

Verbal communication

Written communication

Detail-oriented

Self-starter

Bilingual in Mandarin and English

Education

Bachelor's/University degree or equivalent experience

Tools

Microsoft Office

Money Guide Pro

NaviPlan Select

Job description

The Wealth Relationship Manager SAFE Act is a seasoned professional role that applies in-depth disciplinary knowledge, contributes to the development of new techniques, and improves processes and workflow for the area or function. It integrates subject matter and industry expertise, evaluates complex issues, and provides strong communication and diplomacy skills. The role assumes informal/formal leadership within teams and has a significant impact on project size, geography, and overall business objectives.

Responsibilities

• Identify, build and deepen relationships to gain incremental wallet share of the affluent and High Net Worth segment with financial planning and excellent discovery and profiling skills.
• Anticipate the complex financial needs of the client and offer solutions through a wide range of products, services and tools based on client profiling.
• With the support of product specialists, intuitively recognize and understand a client's banking, credit and investment needs and goals to provide holistic financial solutions.
• Provide regular value-added engagement with clients – high touch, face‑to‑face meetings at client's preferred location, consistent communication, access to seminars, etc.
• Master referral opportunities to grow portfolio.
• Proactively source, acquire and expand high value customer relationship by maximizing sale and service opportunities.
• Refer opportunities to segment partners where appropriate (including, but not limited to Lending Consultants and Financial Advisor, Small Business Partners, Relationship Manager, etc.)
• Organize client events to enhance client bonding.
• Acquire new clients through converting referral leads.
• Manage client follow‑up and adhere to all Regulatory and Compliance operating procedures.
• Ensure that KYC/AML and other compliance norms are strictly adhered.
• Partner with all roles on branch team to ensure all clients have a positive in-branch experience.
• Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 5-8 years of experience.
• Strong analytical and financial skills.
• Strong verbal and written communication skills.
• Organized with strong attention to details.
• Knowledge of Microsoft Office (Excel, Outlook, and Word) and experience using Money Guide Pro, or NaviPlan Select, or similar financial planning software preferred.
• Basic understanding of investment and financial planning strategies preferred.
• Must be a self‑starter, problem solver and a goal‑oriented team player able to work without direction.
• Required current US FINRA Registration: SIE, Series 6, 63, and 65 OR Series 7 and 66 or equivalent.
  • Must meet ALL US FINRA Registration requirements within 150 days of starting in the role.
• Insurance Group 1 required.
  • Must meet ALL Insurance Group 1 requirements within 150 days of starting in the role.
• Bilingual in Mandarin and English.
• Must register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (Registry) and obtain a unique identifier from the Registry before referring interested clients to Citibank for their mortgage needs, maintaining and renewing that registration on an annual basis, updating registration information with the Registry in a timely manner, and providing that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures.

Education

• Bachelor's/University degree or equivalent experience.

Compensation

• Salary range: $83,920.00 – $125,880.00.
• Additional: discretionary and formulaic incentive and retention awards may be offered to eligible employees.
• Benefits include medical, dental & vision coverage; 401(k); life, accident, and disability insurance; wellness programs; paid time off (vacation, sick leave, holidays). Local variations may apply.

Equal Opportunity Statement

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other characteristic protected by law.

View Citi’s EEO Policy Statement and the Know Your Rights poster.